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Our calculator updates in real-time as you make payments.<br><br>WHAT-IF CALCULATOR<br>See how extra payments speed up your journey:<br>• Months saved<br>• Interest avoided<br>• Side-by-side comparison<br><br>TRACK ALL YOUR DEBTS<br>Credit cards, student loans, auto loans, mortgages, personal loans, medical bills — add any debt you have.<br><br>MULTI-CURRENCY SUPPORT<br>Track debts in 8 currencies: USD, EUR, GBP, CHF, CNY, CAD, AUD, and JPY.<br><br><br>PAYMENT HISTORY<br>• Record payments with date and amount<br>• See principal vs. interest breakdown<br>• Add notes for extra payments<br><br>BEAUTIFUL VISUALIZATIONS<br>• Animated progress ring<br>• Balance distribution chart<br>• Monthly payment timeline<br><br>PAYMENT SCHEDULE<br>Month-by-month breakdown showing exactly when each debt will be paid off.<br><br>STRATEGY COMPARISON<br>Compare all 4 strategies side-by-side to find the fastest and cheapest path to freedom.<br><br>PAYMENT REMINDERS<br>Customizable notifications so you never miss a payment.<br><br>SECURITY & PRIVACY<br>• App Lock with Face ID, Touch ID, or Passcode<br>• All data stored on your device<br>• No account required<br><br>WORKS ON iPHONE & iPAD<br>Beautiful responsive design with dark mode support.<br><br>CREDIT UTILIZATION TRACKING<br>Track your credit card utilization with at-a-glance indicators from Excellent to Needs Work.<br><br>PREMIUM<br>Upgrade to track unlimited debts. Free version allows 1 debt.<br><br>Start your journey to financial freedom today!<br><br><br>Unlock all features. Manage anytime in Settings.<br>Terms of Use - https://pipsapps.com/terms.html<br>Privacy Policy - https://pipsapps.com/privacy.html","app_summary":"The app was last updated on 04 March 2026. Released in United Kingdom on 13 January 2026 and globally on 13 January 2026. 'Debt Payoff Tracker' belongs to the 'Finance' category maintaining a content rating of '4+'. In United Kingdom, 'Debt Payoff Tracker' ranked 459th on the 'Top Free iPad Apps' chart in the 'Finance' category. Last month's estimates were < 5k downloads and < $5k revenue. The app is available in United Kingdom, US, and Canada but not being advertised actively. 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