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Annual Percentage Rate (APR) is less than 36%.<br><br>An example of an OKash loan<br>For example, 91-day loan payment terms, the interest rate is 9.1%. For the loan processed with a principal amount of NGN 3,000, the interest would be NGN 273, the total amount due would be NGN 3,237.<br>\t•\tThe total amount due in the first month would be N1,093, the interest would be N93.<br>\t•\tThe total amount due in the second month would be N1,090, the interest would be N90.<br>\t•\tThe total amount due in the third month would be N1,090, the interest would be N90.<br><br>OKash is a Convenient Personal Loan Platform for Nigeria mobile users. Presented by OPay Microfinance Bank Limited, duly licensed by the Central Bank of Nigeria (CBN).<br>OKash fulfills customers’ financial needs 7*24 completely online. The application process takes just a few steps with minimal documentation and the approved loan amount is transferred to the applicant’s bank account.<br><br>Why OKash?<br>\t1.\tYou can apply for a loan with your credit. Don’t need any deposits or guarantees.<br>\t2.\tUp to NGN3,000,000. Disburse to your bank account.<br>\t3.\tPaperless and digital process on your mobile. All the steps can be done online.<br>\t4.\tWe do not share your data with any third parties without your consent. Your data is totally safe with us.<br>\t5.\tDon’t worry about forgetting repayment. We’ll send messages to remind you.<br><br>How it works？<br>\t1.\tInstall the OKash APP from the App Store.<br>\t2.\tRegister an account.<br>\t3.\tSelect the product you would like to apply for.<br>\t4.\tFill out your basic information, then submit the application.<br>\t5.\tAfter the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved.<br>\t6.\tE-sign the loan agreement after approval.<br>\t7.\tAfter the E-sign, the approved loan amount will be disbursed into your account shortly and a SMS notification will be sent.<br><br>Eligibility<br>\t1.\tNigeria Resident.<br>\t2.\t20-55 years old.<br>\t3.\tSource of a monthly income.<br><br>Contact Us<br>\t•\tCustomer Service Email: okash@opaymfb.com<br>\t•\tCustomer Service Hotline: 02018884549 / 07001235051<br>\t•\tCustomer Service WhatsApp: +2349167758925<br>\t•\tAddress: 6 Adeniyi Jones, Ikeja, Lagos.","app_summary":"'OKash: Safe and reliable loan', published by a Nigeria-based company. The app was last updated on 17 June 2026. 'OKash: Safe and reliable loan' belongs to the 'Finance' category maintaining a content rating of '18+'. Last month's estimates were 200k downloads. The app is available in Nigeria and being advertised actively. 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