{"game_intel_data":{},"featured_reviews":[{"content":"I’ve been trying to add my NIN for a while now, but. There’s not even an option for me to do that 🤦🏽♂️\nnd I’ve also applied for loan over and over but y’all are giving me 30 days, and you guys have done it thrice now, you say I should use the app to make transactions and all, I’m using it nd I still even lock money in the fair lock frequently, you’re telling me to buy electricity and purchase data from the app, but those features don’t even work on it, and I can’t even add an ATM 🤦🏽♂️….at least the least you guys can do is making an option for users to delete their account cos I can’t leave my important details with y’all for no reason when I can’t even access the services that I uploaded my details for…..and if possible i would have given this app no star at all, but I gave it five star so it can appear on the front","version":"1.60.3","date":"2025-03-01T00:00:00Z","rating":5,"app_id":6456485223,"username":"Emmanuel553","title":"Can’t add my NIN and the app is totally useless","country":"US","tags":[],"review_id":12368385687},{"content":""Well, this app isn't that bad overall, but the loan interest is excessive. Imagine borrowing ₦5,000 for the first time and having to pay back ₦7,000. What's even more concerning is that if you don't pay on time, the amount you owe increases unexpectedly. While I'm not singling out this specific app, I strongly advise the operators to reconsider their interest rates because it's incredibly frustrating. \nThey will use call and finish you. \nI can't give this app a five-star rating. I give it 1 stars \nI initially used it to borrow my first ₦5,000. \nAfter that, I deleted the app from my phone and I have no intention of using this loan app again."","version":"1.69","date":"2025-04-18T00:00:00Z","rating":5,"app_id":6456485223,"username":"Monet unstoppable","title":"No No No","country":"US","tags":["monetization"],"review_id":12556998754},{"content":"The app was actually okay at first, I used it for transaction, made a silly mistake of taking loan of 90,000 from them Asked to pay 144,000 which I did, paid it up to 100,000 , took a top up loan a very stupid mistake 35,000 repaid it almost immediately I took it, only to see I’m to pay additional interest of 168,000 other than the 135,000 I’ve paid already. This is far from Ponzi scheme. It’s day light robbery…. I can’t even log in the app anymore both on iPhone and Samsung. Keeps saying working on something. This is pure money laundering and exploitation.","version":"1.78","date":"2025-06-30T00:00:00Z","rating":1,"app_id":6456485223,"username":"Osas mbakwe","title":"Interest too high","country":"US","tags":["payment","login","service"],"review_id":12835419371}],"related_apps":[{"app_id":6733228838,"app_view_url":"/ios/us/smartloans-integrated-services-limited/app/lendsafe-instant-loan/6733228838/","country":"US","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/1d/27/14/1d27144a-427b-8c68-d6e2-7df3572c9941/AppIcon-0-0-1x_U007ephone-0-11-0-85-220.png/150x150bb.jpg","name":"LendSafe - Instant loan","os":"ios","price":{"currency":"NGN","value":0,"string_value":"₦0.00","subunit_to_unit":100},"publisher_id":1771268903,"publisher_name":"SMARTLOANS INTEGRATED SERVICES LIMITED","publisher_profile_url":"/publisher/ios/1771268903","rating":0.0,"rating_breakdown":[0,0,0,0,0],"rating_count":0},{"app_id":1494856668,"app_view_url":"/ios/us/carbon-finance-and-investments-limited/app/carbon-mobile-banking-loans/1494856668/","country":"US","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/31/c0/23/31c02376-9d4b-dd5d-018c-503539a341be/AppIcon-1x_U007emarketing-0-11-0-85-220-0.png/150x150bb.jpg","name":"Carbon: Mobile Banking & Loans","os":"ios","price":{"currency":"USD","value":0,"string_value":"$0.00","subunit_to_unit":100},"publisher_id":1494856666,"publisher_name":"Carbon Finance and Investments Limited","publisher_profile_url":"/publisher/ios/1494856666","rating":4.470194107793871,"rating_breakdown":[803,267,369,626,8084],"rating_count":10149},{"app_id":6451130503,"app_view_url":"/ios/us/rockit-lenders-nig-limited/app/flexi-cash/6451130503/","country":"US","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/bf/4a/f1/bf4af134-7db3-5d38-9e78-9e6e48b50329/AppIcon-0-0-1x_U007emarketing-0-7-0-0-85-220.png/150x150bb.jpg","name":"Flexi Cash","os":"ios","price":{"currency":"USD","value":0,"string_value":"$0.00","subunit_to_unit":100},"publisher_id":1696887042,"publisher_name":"Rockit Lenders Nig. 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Need an urgent loan or a reliable cash loan solution? FairMoney is your go-to loan app in Nigeria, providing fast and easy access to funds anytime, anywhere. With over 5 million users and 10,000+ daily loan disbursements, FairMoney stands out as the top loan app for individuals and businesses.
Why Choose FairMoney?
FairMoney is a trusted finance partner that offers a seamless loan borrowing experience with a variety of features designed to meet your financial needs.
1. Instant Loan
Facing an unexpected expense? Get an instant loan of up to NGN 3,000,000 in less than 5 minutes. No paperwork, no long queues, and no collateral—just a simple and secure loan app experience.
2. Flexible Repayment Plans
Choose from loan repayment options ranging between 30 to 180 days, making it easier to manage your finances. Whether you need a small loan for personal use or a larger business loan, FairMoney is the fast loan app that adapts to your needs.
3. Fastest Loan App – Quick Approvals & Instant Disbursal
FairMoney is the fastest loan app in Nigeria, offering quick loans without lengthy verification processes. Apply, get approved, and receive your fast cash directly in your bank account.
More than Just a Loan App
FairMoney isn’t just about loans; it’s an all-in-one finance platform designed to help you save, spend, and grow your money.
・Earn While You Save
Looking for a smarter way to save? FairMoney’s FairSave and FairLock features offer up to 30% interest on your deposits, outperforming traditional banks and microfinance institutions.
・Seamless Transactions with the FairMoney ATM Card
Make online and offline payments effortlessly with the FairMoney ATM card. Enjoy exclusive rewards and cashback, making everyday transactions rewarding.
・Zero Hidden Charges – Transparent & Affordable Services
With FairMoney, what you see is what you get. Enjoy zero service charges on bill payments and free bank transfers. Say goodbye to hidden fees and enjoy an stress-free finance experience.
・Security You Can Trust
Your security is our priority. FairMoney employs facial recognition technology, instant card freezing, and advanced security measures to protect your funds and data. Whether you're taking a business loan or using the fastest loan app, your financial information remains safe.
How to Get a Loan with FairMoney?
Getting started with FairMoney is simple:
1. Download the FairMoney loan app from Apple App Store.
2. Register and create your account in minutes.
3. Apply for an instant loan or business loan.
4. Receive fast cash directly into your bank account.
Example Loan Offer
・Loan Amount: NGN 100,000
・Tenure: 3 months
・Interest: NGN 6,000 (6%)
・Total Repayment: NGN 106,000
・Monthly Installment: NGN 35,333
・Representative APR: 24%
Join the FairMoney Community
Become part of the millions who trust FairMoney as their preferred online loan app. Whether you need a fast loan, quick loan, or a platform for saving, FairMoney has you covered.
All deposits on FairMoney are insured by NDIC, ensuring your funds are protected.
Get in Touch
We’re always happy to hear from you! Reach out to us for any questions or assistance.
・Email: help@fairmoney.io
・Phone: 017001276 / 01 888 5577
・Address: 28 Pade Odanye Close, Off Adeniyi Jones, Ikeja, Nigeria
Stay Connected
Follow us on social media for the latest updates:
・Facebook: FairMoney Microfinance Bank | Lagos
・Instagram: Instagram (@fairmoney_ng)
・Twitter: FairMoney Microfinance Bank (@fairmoney_ng) on X
・LinkedIn: https://www.linkedin.com/company/fairmoney/
Download FairMoney Today!
Get the fastest loan app in Nigeria and enjoy the convenience of a secure and reliable cash loan solution. Download FairMoney now and experience effortless finance management like never before!","app_summary":"'FairMoney: Loan App', published by a Nigeria-based company. The app was last updated on 19 June 2026. Released in US on 27 November 2023 and globally on 27 November 2023. 'FairMoney: Loan App' belongs to the 'Finance' category maintaining a content rating of '4+'. In US, 'FairMoney: Loan App' ranked 207th on the 'Top Free iPhone Apps' chart in the 'Finance' category. Last month's estimates were 90k downloads. The app is available in Nigeria, US, and United Kingdom and being advertised actively. Sign up / Sign in to learn more about the time spent, session durations, usage & engagement (DAU, WAU, MAU), retention, churn, marketshare, growth trends, and other market statistics.","subtitle":"Instant Loan App For Fast Cash","promo_text":""},"has_in_app_purchases":false,"installs":null,"language":"EN","support_url":"https://fairmoney.io/contact","top_countries":["NG","US","GB"],"valid_countries":["CA","GB","NG","US","ZA"],"available_countries":["NG","US","GB","ZA","CA"],"pre_order_countries":[],"website_url":"https://fairmoney.io/","app_id":6456485223,"app_view_url":"/ios/us/fairmoney-microfinance-bank-limited/app/fairmoney-loan-app-in-nigeria/6456485223/","country":"US","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/f9/69/09/f96909b9-9070-6429-0084-6c98fef594b3/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/150x150bb.jpg","name":"FairMoney: Loan App In Nigeria","os":"ios","price":{"currency":"USD","value":0,"string_value":"$0.00","subunit_to_unit":100},"publisher_id":1700473219,"publisher_name":"FAIRMONEY MICROFINANCE BANK LIMITED","publisher_profile_url":"/publisher/ios/1700473219","rating":4.568913089597624,"rating_breakdown":[731,393,554,885,11578],"rating_count":14141,"country_release_date":1701072000000,"current_version":"1.130.0","file_size":258669568,"first_released_in":["NG","ZA","CA"],"minimum_os_version":"16.0","publisher_country":"Nigeria","recent_release_date":1781827200000,"release_date":1696834800000,"release_status":"REGIONAL_RELEASE","supported_languages":["EN"],"worldwide_release_date":1701043200000,"store_removal_date":null,"cohort_id":null,"worldwide_last_month_revenue":{"unit":"cent","type":"currency","currency":"USD","value":100000},"worldwide_last_month_downloads":{"unit":"unit","type":"integer","value":90000},"category_rankings":{"app_id":6456485223,"country":"US","ipad":{"top_free":null,"top_grossing":null,"top_paid":null},"iphone":{"top_free":{"all_categories":null,"primary_categories":[{"6015":222}],"sub_categories":[]},"top_grossing":null,"top_paid":null}}}