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Now, the creators of that brilliant pre-Facebook era online card company ask me to let them use technology to evaluate my spending habits & automagically classify my expenses and watch for double-charges as well as see all my wealth across banks in one spot… there is really no way I can say no.","version":"","date":"2021-08-28T00:00:00Z","rating":5,"app_id":611120440,"username":"DaneDoubell","title":"From 20Twenty to 22Seven","country":"US","tags":["performance_and_bugs","social_and_community","monetization"],"review_id":7745400722},{"content":"I’ve been using this app since 2015 and I look at it everyday. It quickly became my ‘go to’ for checking account balances, transactions and budgets.\n I’ve never had any security breach with regards to linking my bank accounts. The app is completely safe. I can hardly believe it’s free. \n\nThere is no better way to track spending of small amounts and things like bank fees and charges and what you’re paying in interest if you have debt. It’s a great motivator to reduce debt when you can see exactly what the interest is costing you. \n\nYou can even create your own categories if need and break them down any way you want to. \nThis app shows me what my real spending and saving actually looks like. 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Think of us as your personal financial coach—helping you build, grow, and protect your wealth through personalized tools, expert advice, and actionable insights.<br><br>Connect Your Financial World<br>With support for hundreds of financial institutions worldwide—including major banks, credit providers, investment platforms, and rewards programs—Vault22 connects your entire financial network. We partner with trusted global financial leaders to ensure your information and wealth are secure.<br><br>How Vault22 Works:<br><br>Boost Your Financial Fitness Level:<br>Track your progress with our gamified levels: start as a Rookie, level up to Enthusiast, climb higher to Competitor, sharpen your skills as an Expert, and reach the ultimate tier, Elite. Your Financial Fitness Level reflects how far you’ve come on your journey to financial wellness.<br><br>See All Your Money in One Place:<br>Link your bank accounts, credit and store cards, investments, loans, and rewards from multiple institutions worldwide. Get a complete view of your net worth and watch it grow with purpose.<br><br>Spend Smarter:<br>Gain insights into your spending habits with detailed transaction views and customizable filters. Understand where your money goes and make smarter financial decisions.<br><br>Set Budgets You Can Stick To:<br>Plan for what matters! Prioritize expenses, reduce impulse spending, and track your monthly budget. Activate spending alerts to stay on track and achieve your financial goals.<br><br>Get Personalized Insights:<br>Life gets busy—we get it. Vault22 Nudges offer helpful advice and insights about your spending compared to similar users. Discover ways to optimize your financial habits and make your money work harder for you.<br><br>Manage Your Debt:<br>Tackle debt efficiently with strategies tailored to your situation. Turn financial challenges into manageable steps and reclaim your financial freedom.<br><br>Security is Our Priority:<br>We take the “Vault” in Vault22 seriously. Using bank-grade encryption, we ensure your data stays private, secure, and yours—always.<br><br>Trusted by Millions Worldwide:<br>Join over 2.2 million users who have linked their accounts to Vault22 to take control of their financial future.<br><br>More Features to Explore:<br><br>Simplify Your Statements: Automatically categorize and update all your income and expenses. Access your transaction history anytime, anywhere—for free.<br>Make Tax Time Easy: Export your categorized financial data straight to Excel or your preferred software. Simplify taxes without the stress.<br>Real Support, Real People: Our friendly Vault22 Team is available from 9AM to 5PM (local time) on weekdays. Contact us via email or live chat—we’re here to help!","app_summary":"The app was last updated on 05 July 2026. Released in US on 20 April 2013 and globally on 20 April 2013. Vault22 belongs to the 'Finance' category maintaining a content rating of '13+'. Last month's estimates were < 5k downloads and < $5k revenue. The app is available in South Africa, US, and United Kingdom but not being advertised actively. Sign up / Sign in to learn more about the time spent, session durations, usage & engagement (DAU, WAU, MAU), retention, churn, marketshare, growth trends, and other market statistics.","subtitle":"","promo_text":""},"has_in_app_purchases":false,"installs":null,"language":"EN","support_url":"https://vault22.com/contact","top_countries":["ZA","US","GB"],"valid_countries":["AE","AO","AR","AT","AU","AZ","BE","BF","BG","BH","BJ","BO","BR","BY","CA","CG","CH","CI","CL","CM","CN","CO","CR","CY","CZ","DE","DK","DO","DZ","EC","EE","EG","ES","FI","FR","GB","GE","GH","GR","GT","HK","HR","HU","ID","IE","IL","IN","IQ","IT","JO","JP","KE","KH","KR","KW","KZ","LA","LB","LK","LT","LU","LV","LY","MA","ML","MM","MO","MT","MX","MY","MZ","NG","NI","NL","NO","NZ","OM","PA","PE","PH","PK","PL","PT","PY","QA","RO","RS","RU","SA","SE","SG","SI","SK","SN","SV","TH","TN","TR","TW","TZ","UA","UG","US","UY","UZ","VE","VN","YE","ZA","ZM","ZW"],"available_countries":["US","AU","CA","CN","FR","DE","GB","IT","JP","KR","RU","DZ","AO","AR","AT","AZ","BB","BY","BE","BM","BR","BG","CL","CO","CR","HR","CZ","DK","DO","EC","EG","SV","FI","GH","GR","GT","HK","HU","IN","ID","IE","IL","KZ","KE","KW","LB","LT","LU","MO","MG","MY","MX","NL","NZ","NG","NO","OM","PK","PA","PE","PH","PL","PT","QA","RO","SA","SG","SK","SI","ZA","ES","LK","SE","CH","TW","TH","TN","TR","UA","AE","UY","UZ","VE","VN","BO","EE","LV","NI","PY","KH","AF","GE","IQ","LY","MA","MZ","MM","YE","BH","CY","MT","RS","BJ","BF","CM","CG","CI","JO","LA","ML","SN","TZ","UG","ZM","ZW"],"pre_order_countries":[],"website_url":"https://www.vault22.com","app_id":611120440,"app_view_url":"/ios/us/vault22-financial-ltd/app/vault22/611120440/","country":"US","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/f8/ff/35/f8ff3526-7774-dd50-3842-6d45d0643a9c/AppIcon-0-0-1x_U007epad-0-1-85-220.png/150x150bb.jpg","name":"Vault22","os":"ios","price":{"currency":"USD","value":0,"string_value":"$0.00","subunit_to_unit":100},"publisher_id":1676406067,"publisher_name":"Vault22 Financial Ltd.","publisher_profile_url":"/publisher/ios/1676406067","rating":4.529411764705882,"rating_breakdown":[3,1,4,1,42],"rating_count":51,"country_release_date":1366437575000,"current_version":"8.0.4","file_size":125910016,"first_released_in":["US","AU","CA","CN","FR","DE","GB","IT","JP","KR","RU","DZ","AO","AR","AT","AZ","BB","BY","BE","BM","BR","BG","CL","CO","CR","HR","CZ","DK","DO","EC","EG","SV","FI","GH","GR","GT","HK","HU","IN","ID","IE","IL","KZ","KE","KW","LB","LT","LU","MO","MG","MY","MX","NL","NZ","NG","NO","OM","PK","PA","PE","PH","PL","PT","QA","RO","SA","SG","SK","SI","ZA","ES","LK","SE","CH","TW","TH","TN","TR","UA","AE","UY","UZ","VE","VN","BO","EE","LV","NI","PY","KH","MZ","YE","BH","CY","MT","BJ","BF","CG","JO","LA","ML","SN","TZ","UG","ZW"],"minimum_os_version":"15.1","publisher_country":null,"recent_release_date":1783209600000,"release_date":1366437575000,"release_status":"WORLDWIDE_RELEASE","supported_languages":["EN"],"worldwide_release_date":1366416000000,"store_removal_date":null,"cohort_id":null,"worldwide_last_month_revenue":{"unit":"cent","type":"currency","currency":"USD","value":100000},"worldwide_last_month_downloads":{"unit":"unit","type":"integer","value":1000},"category_rankings":{"app_id":611120440,"country":"US","ipad":{"top_free":null,"top_grossing":null,"top_paid":null},"iphone":{"top_free":null,"top_grossing":null,"top_paid":null}}}