{"game_intel_data":{},"featured_reviews":[{"content":"The App is totally unhelpful in providing a solution to problems faced in making payment from wallet even after completing the KYC with Aadhar verification and submitting the PAN particulars. On one hand it says that your KYC is complete and you can transfer money to another person having Paytm account,but when you try to put through the transaction by opting for payment from wallet it says that your KYC is not complete and you have to upgrade your account. Even on the home page a sign of exclamation keeps on appearing. Since it is altogether impossible to reach their Customer Support people on phone, the App is totally useless in providing solutions to your problems.","version":"8.12.4","date":"2020-07-30T00:00:00Z","rating":5,"app_id":473941634,"username":"9818429328","title":"Unable to pay from wallet despite completing KYC with Aadhar","country":"US","tags":["performance_and_bugs","service","accessibility"],"review_id":6258339498},{"content":"I use paytm a lot and I love it. There are many times, I am in a line to buy something, open paytm to scan and it takes way too long before I can click pay. It shows many notifications to link my bank, loads all the offers and what not and feels very sluggish. This ruins the the otherwise great experience of instance payment that paytm offers.","version":"7.2.0","date":"2018-06-20T00:00:00Z","rating":5,"app_id":473941634,"username":"vvvttt2015","title":"Takes too long to load","country":"US","tags":["notifications","monetization","performance_and_bugs"],"review_id":2728351994},{"content":"This app feels like a mobile web version instead of a native app. It’s perhaps not a native UIKit or SwiftUI app but cheap React Native or something. Not saying using those frameworks is bad but using those and not providing a great experience is definitely bad and that’s on developer, not framework provider. Many times the parts of the app UI go under status bar and/or homebar making me think it ignores SafeArea insets.\n\nThis app sends me promotional notifications even though I have unchecked all types of notifications in the app setting. I still receive spam notifications. This is clearly an abuse of Push Notifications and I’ll be reporting it.\n\nApart from all that really bad UX and malpractices, the app does the job, mostly, so 3 stars.","version":"10.5.0","date":"2022-04-05T00:00:00Z","rating":3,"app_id":473941634,"username":"hvkale","title":"UI glitches and notifications abuse","country":"US","tags":["notifications","updates_and_maintenance"],"review_id":8533381137}],"related_apps":[{"app_id":1170055821,"app_view_url":"/ios/us/phonepe-private-limited/app/phonepe-secure-payments-app/1170055821/","country":"US","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/a7/d2/0f/a7d20f6e-d1af-e907-dff4-493f431f2cda/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/150x150bb.jpg","name":"PhonePe: Secure Payments App","os":"ios","price":{"currency":"USD","value":0,"string_value":"$0.00","subunit_to_unit":100},"publisher_id":1170055820,"publisher_name":"PHONEPE PRIVATE 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Trusted by 50 Crore+ Indians.<br>We pioneered mobile payments, QR codes, Soundbox, and in-store devices in India - and we continue to lead with innovation. In the BHIM UPI ecosystem, Paytm is the only UPI app that builds features based on real user needs. From personalised UPI IDs and privacy-first controls to widgets, bank balance visibility, and Excel UPI statements, we innovate to make digital payments smarter, safer, and more private - only on Paytm.<br><br>Paytm UPI now works internationally in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal - making it easy for Indian travellers to send money or pay abroad instantly.<br><br>Why Paytm?<br>● India’s safest, most secure UPI money transfer app<br>● Powered by top Indian banks<br>● Built-in privacy: hide/unhide payments, personalised UPI ID, QR scan without sharing number, no OTP card swipes<br><br>Innovations Only on Paytm UPI<br>1. Hide & Unhide Payments - Only you control your transaction visibility.<br>2. Personalised UPI ID - Choose name@ptyes or name@ptaxis instead of revealing your number.<br>3. Download UPI Statements in Excel + PDF - Great for tracking, accounting, or tax filing.<br>4. Spend Analytics - Categorised spend insights, month-on-month tracking.<br>5. Total UPI Bank Balance - View balances across all linked accounts instantly (only for Paytm users).<br>6. Receive Money Widget - Coin sound & notification every time you receive a payment.<br>7. Scan & Pay Widget - Scan QR right from your home screen.<br>8. Smart Bank Transfer Autofill - Copy-paste account info from WhatsApp, Paytm fills it correctly.<br>9. Auto Top-Up for UPI Lite - Never run out of Lite balance with automated top-ups.<br>10. Self Transfers - Move money between your own bank accounts instantly.<br><br><br>Payment Methods – UPI Your Way<br>● Paytm UPI - Send and receive money using just a mobile number. Scan any QR code, pay at shops, and more.<br>● Paytm UPI Lite - PIN-less payments up to ₹4,000/day. Works even when banks are down. Auto top-up and clutter-free bank statements.<br>● RuPay Credit Card on UPI - Link your RuPay card and pay via UPI. No OTP, no CVV. Earn rewards at shops and online.<br>● UPI AutoPay - Enable recurring payments for subscriptions, SIPs, rent, and more.<br><br>Recharges, Utility Bill Payments & More<br>● Recharge mobile (prepaid/postpaid) with Jio, Airtel, VI, MTNL, BSNL<br>● DTH (TataPlay, Sun Direct, Airtel Digital TV, etc.)<br>● Electricity, water, gas, broadband, insurance, FASTag, challans, EMIs & more<br><br><br>Pay at Online Stores<br> ● 100+ apps supported - food delivery, grocery, shopping & OTT<br><br>Set UPI PIN<br> ● Secure every transaction. 4 or 6-digit UPI PIN setup required.<br><br>Rent Payments Made Easy<br>● Pay your rent directly via UPI or using your RuPay credit card on Paytm. Earn rewards, get reminders, and download monthly payment receipts - all in one tap.<br><br>Paytm Card Machines (Soundbox + Swipe)<br> Merchants across India now accept Paytm card machines. You can:<br>● Scan QR and pay<br>● Swipe credit/debit cards securely<br> All with real-time payment confirmation via iconic Paytm sound.<br><br><br>Personal Loans on Paytm<br>● Loan: ₹50,000 to ₹25,00,000<br>● Loan Tenure: 6–60 months<br>● Loan Interest Rate: 10.99%–35% p.a.<br>● Loan Processing Fee: 0–6%<br><br>Example: ₹1,00,000 @23% for 18 months, 4.25% fee. EMI = ₹6,621. Total Payable = ₹1,19,186<br><br>Lending Partners: Hero Fincorp, Aditya Birla Finance, InCred, EarlySalary (Fibe), Poonawalla Fincorp<br><br>Check Credit Score for Free to Get Instant Cash Loan<br><br>Travel Made Easy<br>● Trains: IRCTC-authorised e-ticket partner - booking, PNR, cancellations, live train status<br>● Buses: Instant ticketing with major operators<br>● Flights: Compare fares, book and manage trips easily<br><br><br>Contact Us<br>One97 Communications Ltd.<br>One Skymark, Tower-D, Plot No. H-10B, Sector-98, Noida, UP 201304<br><br>Paytm Money Ltd. is a wholly owned subsidiary of One97 Communications Ltd., registered with SEBI & PFRDA.","app_summary":"'Paytm: Secure UPI Payments', published by a India-based company. The app was last updated on 15 July 2026. Released in US on 24 October 2011 and globally on 24 October 2011. 'Paytm: Secure UPI Payments' belongs to the 'Finance' category maintaining a content rating of '4+'. Last month's estimates were 400k downloads. The app is available in India, US, and United Arab Emirates and being advertised actively. 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