{"game_intel_data":{},"featured_reviews":[{"content":"I usually don’t reach out for App Store to write a review for an app which makes my day simpler and is way ahead of other banks. This app almost eliminated my need to reach out for branch be it any type of request. I have almost stopped using my other bank apps which now I think is way too traditional after using this app. The recent feature to turn on UPI scanner by default when logging in the app just blew my mind. These are some feature ideas which will pop up only to developer who himself uses the app on daily basis and want to improve the app further and bank has its backing for these developers to do whatever it makes the people’s life simpler. The one point of improvement I might say is the performance issue, which takes a considerable amount of delay to reach the next window and some instances where the session logs out. The user friendly UI (with a centralised search bar) with bulk load of features really outweighs the shortcomings which I don’t care much though it’s a point of concern. Please continue making banking this simple and better to every people as it has always been to me.","version":"12.0","date":"2024-02-20T00:00:00Z","rating":5,"app_id":375276006,"username":"(^_^)summer","title":"The best banking app I have ever used","country":"IN","tags":["advertisements","feature_requests","performance_and_bugs"],"review_id":10960943544},{"content":"This is the worst credit card application. I have paid through this application It has showed the payment was successful. I am attaching that screenshot also which also indicated that payment will reflect in three days and after three days it was not reflecting in the credit card app. Then I am the one who called to the ICICI credit card people because they don’t have the facility of resolving issues at the bank as they don’t have any access to credit card related issues. After being online for more than 20 minutes the toll-free people just disconnected my call and after multiple attempts they said I have to pay again I was the one who actually recognise this issue and called them and after repairing the amount I started receiving calls from them regarding payment was not done multiple times. This is the worst credit card I have ever seen other banks. Are able to show the payment reflections within few minutes through any mode you pay but this great credit card takes three days even if you pay through their own mobile application for credit card and they have levied find for late payment though I paid on time so I suggest not to use ICICI credit card because her not be any proper service and wait on bank toll-free number for more than 30 minutes to just speak with their executive because there is such a huge line of complaints registered by many customers. This is the worst credit card I have ever used and now I’m Ex customer of ICICI bank. And I would never use any ICICI related products.","version":"10.3","date":"2023-02-04T00:00:00Z","rating":1,"app_id":375276006,"username":"Srinivas Domalapally","title":"WORST BANK CREDIT CARD AND APPLICATION","country":"IN","tags":["offline_functionality","payment","monetization","performance_and_bugs"],"review_id":9581732661},{"content":"When we do a UPI transaction and it immediately debits money from our account, if the receiver end has some issues then the amount is not reversed. E.g : Mostly we do UPI with street vendors, where we expect immediate success or failure, but how actually ICICI works is the opposite way, Amount will be debited from our account and the transaction will be in hanging state. We can’t expect the vendor to accept that money is debited and it will be credited to you certainly, instead need to pay same amount of cash also, as no one would agree leave the place without confirmation from their end. If any issue out side ICICI side system should mark the transaction as failure and credit back the amount immediately. Even if we raise service request or call with customer service there is no way to get back the transaction amount. They will simply say our side no issue and some issue with recipient side, it will credited to recipient account only, there is no way the stop the hanging transaction or credit back the amount. \n\nLost some money like this.","version":"12.1","date":"2024-03-20T00:00:00Z","rating":1,"app_id":375276006,"username":"forabraham","title":"No 2 or 3 Phase commit","country":"IN","tags":["service","feature_requests","monetization"],"review_id":11064706942}],"related_apps":[{"app_id":1428580080,"app_view_url":"/ios/in/dreamplug/app/cred-credit-cards-payments/1428580080/","country":"IN","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/69/1d/8b/691d8bd3-8da7-574f-e542-1a225f42afef/AppIcon-0-0-1x_U007emarketing-0-11-0-sRGB-85-220.png/150x150bb.jpg","name":"CRED: Credit Cards & 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bill payments<br>    • Instant online mobile recharge, DTH service, and FASTag recharge<br>    • Flight, train, and hotel bookings. <br><br>With iMobile, you can enjoy the following benefits: <br><br><br>● Pre-approved RuPay Credit Cards:<br><br>RuPay Credit Cards provide instant access to RuPay benefits, allowing seamless payments and UPI transactions. <br><br><br>● Manage multiple Cards:<br><br>Through iMobile, you can manage multiple Cards such as Debit Cards, Credit Cards, and Forex Cards. You can also pay Credit Card bills for other banks, by scheduling reminders for due dates. <br><br><br>● Investments made simple:<br><br>iMobile offers a hassle-free solution for investing and stock market trading. You can also invest in various Mutual Fund schemes, without opening a Demat Account.<br><br><br>● iScore & Discover:<br><br>Use the 'Discover' feature on iMobile to review your income and expenses. The 'Budget' feature helps you create and manage a budget, allowing you to practice financial discipline. <br><br><br>● iFinance: All your Bank Accounts in one place:<br><br>With iFinance, experience a new and innovative way to view all your Bank Accounts in one place. Review your income and expenses, easily. <br><br><br>● Unlock rewards & personalised offers:<br><br>Earn Reward Points and avail of exclusive offers by conducting transactions or paying utility bills through your Credit Card.<br><br><br>● Customised notifications:<br><br>Get updates regarding your bills, Cards, Loans, Bank Accounts and more. <br><br><br>● SmartLock:<br><br>Control access to banking services such as Net Banking, UPI, and Credit and Debit Cards in one swipe. <br><br><br>● SmartScan <br><br>With the new 'SmartScan' feature, log in to iMobile and directly scan any QR Code within the first 10 seconds, without opening your scanner. <br><br><br>● Global UPI:<br><br>NRI customers can conduct UPI payments with their international mobile number. <br><br><br>● Chatbot assistance <br><br>Enjoy 24x7 chatbot assistance with iPal.     <br><br><br><br>Personal Loan highlights:<br><br>    • Loan Amount: Minimum: ₹ 50,000 and Maximum (based on the customer’s eligibility).<br>    • Repayment Tenure: (36 months(Min)) to (based on the customer’s eligibility).<br>    • Rate of Interest: 10.80% to 16.00%<br>    • Processing Fee: Can go up to 2% of loan amount.<br><br><br>For example: For a Loan of ₹ 5 lakh, borrowed at an interest rate of 0.89% per month for 60 months, the payable amount would be Rs 10,809 per month. <br><br>Processing Fee: * ₹ 1,770, Other charges: ₹ 0, Interest: ₹ 1,48,539. <br><br>The total amount to be repaid after 5 years will be ₹ 6,48,540. <br><br>Note: Interest rate and Processing Fee vary as per the products.<br><br><br>Other offerings by iMobile : Forex Prepaid Cards, Companion Cards, SIPs, IPO Applications, Tap to Pay, Scan to Pay, Pay to Contact, PPF (Public Provident Fund), NPS (National Pension System), Gold Loan, Sovereign Gold Bonds, Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24-hour Top Up and PayLater.<br><br><br>Pre-approved Loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property Loan, Consumer EMI, Home Loan Overdraft, Insta FlexiCash Loan, and Personal Loan on Credit Card.<br><br><br>For any feedback, queries, or concerns regarding iMobile, write to imobileapps@icicibank.com <br><br>ICICI Bank Registered Office:<br><br>ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara 390007, Gujarat, India.","app_summary":"'iMobile: Loan', published by a India-based company. The app was last updated on 05 April 2026. Released in India on 01 July 2010 and globally on 24 May 2012. 'iMobile: Loan' belongs to the 'Finance' category maintaining a content rating of '4+'. In India, 'iMobile: Loan' ranked 25th on the 'Top Free iPhone Apps' chart in the 'Finance' category. Last month's estimates were 100k downloads. The app is available in India, US, and Canada but not being advertised actively. 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