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The Chama app is for friends and family to save together.
Download the app, create a profile and verify your identity. Once you are verified, a personal wallet will be ready for you to begin participating in Chamas. You can deposit money into your personal wallet from Mpesa or other accounts, and also withdraw from your wallet to Mpesa and Stanbic accounts.
With the Chama app from Stanbic Bank, you can create as many Chamas as you like. You can invite friends, family and colleagues from your phone address book. The people you invite, will receive invitations via text message. If they choose to join your group, they can review the groups constitution and accept the invitation.
The Chama app from Stanbic Bank puts the power in your hands to manage your group the way that you, as a group chooses to.
Here are some of the amazing features that are available to groups;
- Complete Visibility to all members
All members can see all the activity that takes place in the group. All transactions are listed and can be queried and searched for in real time.
- Changeable Membership roles
After a member has accepted the invitation to join a group, the officials can change that members' membership role to; chairperson, treasurer or mentor.
There can be as many chairpersons and treasurers as the group wants. In fact, all members can be chairpersons and they can all have equal responsibilities in the group.
And if the group needs some assistance from someone to guide them on their journey, the group can invite a member as a mentor. Mentors do not participate financially, but they have full visibility of all the activity in the group and can join the group chat, from inside the app.
- Membership Statuses
After a person has accepted an invitation to the group, they will become an active participant. Officials can change any members' membership status at any time to any of the following; Active, On-hold and Terminated.
Changing a members' membership status to On-hold, means that the member is temporarily not participating in the group's activities.
Terminating a membership means that the member is no longer participating in the group whatsoever.
Terminated and On-hold memberships may be re-activated at any time.
- Group Goals
Indicate your groups' goals, add a picture for inspiration and let everybody see how the group is progressing towards these goals.
To allocate money to the goal is simple and straightforward. Simply indicate the amount to add to the goal, after which the groups available balance is reduced by this amount.
Money in goals can be moved to the available balance at any time.
- Member borrowing with Loans
Members can borrow from the group by applying for Loans. These loans are group funded loans and not Loans provided by Stanbic Bank.
Stanbic Bank updates the app regularly with new features based on our clients' feedback. So please let us know how we can make the app even better!","app_summary":"'Stanbic Chama App', published by a South Africa-based company. The app was last updated on 14 April 2026. Released in US on 13 June 2022 and globally on 13 June 2022. 'Stanbic Chama App' belongs to the 'Finance' category maintaining a content rating of '4+'. Last month's estimates were < 5k downloads. The app is available in Kenya, South Africa, and Ghana but not being advertised actively. Sign up / Sign in to learn more about the time spent, session durations, usage & engagement (DAU, WAU, MAU), retention, churn, marketshare, growth trends, and other market statistics.","subtitle":"","promo_text":""},"has_in_app_purchases":false,"installs":null,"language":"EN","support_url":"https://www.stanbicbank.co.ke","top_countries":["KE","ZA","GH"],"valid_countries":["AE","AO","AR","AT","AU","AZ","BE","BF","BG","BH","BJ","BO","BR","BY","CA","CG","CH","CI","CL","CM","CN","CO","CR","CY","CZ","DE","DK","DO","DZ","EC","EE","EG","ES","FI","FR","GB","GE","GH","GR","GT","HK","HR","HU","ID","IE","IL","IN","IQ","IT","JO","JP","KE","KH","KR","KW","KZ","LA","LB","LK","LT","LU","LV","LY","MA","ML","MM","MO","MT","MX","MY","MZ","NG","NI","NL","NO","NZ","OM","PA","PE","PH","PK","PL","PT","PY","QA","RO","RS","RU","SA","SE","SG","SI","SK","SN","SV","TH","TN","TR","TW","TZ","UA","UG","US","UY","UZ","VE","VN","YE","ZA","ZM","ZW"],"available_countries":["KE","US","AU","CA","CN","FR","DE","GB","IT","JP","KR","RU","DZ","AO","AR","AT","AZ","BH","BB","BY","BE","BM","BR","BG","CL","CO","CR","HR","CY","CZ","DK","DO","EC","EG","SV","FI","GH","GR","GT","HK","HU","IN","ID","IE","IL","KZ","KW","LB","LT","LU","MO","MG","MY","MT","MX","NL","NZ","NG","NO","OM","PK","PA","PE","PH","PL","PT","QA","RO","SA","RS","SG","SK","SI","ZA","ES","LK","SE","CH","TW","TH","TN","TR","UA","AE","UY","UZ","VE","VN","BO","KH","EE","LV","NI","PY","AF","GE","IQ","LY","MA","MZ","MM","YE","BJ","BF","CM","CG","CI","JO","LA","ML","SN","TZ","UG","ZM","ZW"],"pre_order_countries":[],"website_url":"https://www.stanbicbank.co.ke","app_id":1564047823,"app_view_url":"/ios/us/standard-bank-group/app/stanbic-chama-app/1564047823/","country":"US","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/1d/9e/82/1d9e82ba-baae-26df-f614-3556bb74a709/SBAppIcon-0-1x_U007emarketing-0-7-0-85-220-0.png/150x150bb.jpg","name":"Stanbic Chama App","os":"ios","price":{"currency":"USD","value":0,"string_value":"$0.00","subunit_to_unit":100},"publisher_id":469367852,"publisher_name":"Standard Bank Group","publisher_profile_url":"/publisher/ios/469367852","rating":0.0,"rating_breakdown":[0,0,0,0,0],"rating_count":0,"country_release_date":1655103600000,"current_version":"5.4.1","file_size":1316864,"first_released_in":["KE"],"minimum_os_version":"14.0","publisher_country":"South Africa","recent_release_date":1776124800000,"release_date":1655103600000,"release_status":"WORLDWIDE_RELEASE","supported_languages":["EN"],"worldwide_release_date":1655078400000,"store_removal_date":null,"cohort_id":null,"worldwide_last_month_revenue":{"unit":"cent","type":"currency","currency":"USD","value":100000},"worldwide_last_month_downloads":{"unit":"unit","type":"integer","value":1000},"category_rankings":{"app_id":1564047823,"country":"US","ipad":{"top_free":null,"top_grossing":null,"top_paid":null},"iphone":{"top_free":null,"top_grossing":null,"top_paid":null}}}