{"game_intel_data":{},"featured_reviews":[{"content":"I’d update the star rating and review itself once it has been taken into consideration. The app has wonderful features with a good Ui designs, fast and easy for transactions to other banks and more. OPay is one of my best banks actually but it still need more improvements. The in-app customer service chat is still sluggish I might just need to make a little enquiry about a transaction and won’t have to make a phone call. Secondly I think the Owealth feature needs to have an option wether we’d like to make our balance visible to our wallet balance or not and lastly kindly provide the service for purchasing evoucher on the mobile app as this bank is far better than not having this feature on its app and we won’t have to face petty problems from some banks which I wouldn’t like to mention their names :/ thanks.","version":"7.2.0","date":"2024-02-20T00:00:00Z","rating":4,"app_id":1463776084,"username":"facebook girl$","title":"Excellent App But needs more improvement","country":"US","tags":["performance_and_bugs","service","feature_requests","updates_and_maintenance"],"review_id":10959389046},{"content":"Opay have my heart from the day I started using Opay... Personally I know I have convinced upto 30 businesses in my area to get an Opay account because its easy to transfer.. Plus many other personal users.\nAs of yesterday 13th of Feb 2024 I helped  someone who has lost hope in using Opay because he couldn't verify it.\nI love using Opay so much. That I don't know when I just start to introduce it to people. It's just inside me... \n\nHowever I may stop using Opay services  soonest, because my personal reasons for joining Opay back in November 2022 was because I needed a place I could keep my money safe that even myself will not be able to withdraw the money until the set date which is why I started using Opay fixed deposit. It helped me last year saved my house rent, which I fully know that if I keep that money where I will have access to it I will definitely put my mind there and I'll end up spending the money. \n\nOpay fixed deposit has a rule which is once you lock your money you will not be able to withdraw it until the day you set. But now there's a fee attach if you want to break the fixed deposit. \nThat has make my money vulnerable to me. \nThat has discouraged me from saving. As at February 2023 I know how much I have saved so far towards my rent but this year once I put the money there. My mind will not leave there again instead of hustling for another I'll end up spending from there until the money is finished.\n\nPlease I'm not the only one that this has affected. Few of my friends who have money management issues like us are finding it difficult to save as well \nDo something about this.😖 😖 😖 😖 \n\nIf I say lock my fund till December let it be locked.\nThat's what we want 🤦‍♂️🤦‍♂️🤦‍♂️🙏🙏🙏🙏🙏🙏🙏🙏","version":"7.2.0","date":"2024-02-14T00:00:00Z","rating":4,"app_id":1463776084,"username":"6ixtory6ix","title":"PLEASE RETURN THE FIXED DEPOSIT TO HOW IT WAS.","country":"US","tags":["accessibility","monetization"],"review_id":10937576110},{"content":"I could have given it 5 star but to my opinion, my point of view, the features when one make the decisions on locking the savings (this not been able to withdraw until due date) it shouldn’t be able to be liquidated, if they habe the doubt that they might still need it they should not bother locking it but to save it instead, now there no different between the one I locked and the one I don’t locked, I can just withdraw my money anytime even including the reasons why I locked it in the first place, please do something about it and if they can’t do anything about it I will like to make a request on my personal account should not be able to be liquidated once I locked it, thank you and have not been able to talk to the customer service cos of network that’s why i came here please do something, thank you","version":"8.3.0","date":"2026-03-06T00:00:00Z","rating":3,"app_id":1463776084,"username":"Starkay😎","title":"OPay Fixed savings features","country":"US","tags":["feature_requests","customer_support"],"review_id":13819110108}],"related_apps":[{"app_id":1479656820,"app_view_url":"/ios/us/palmpay-limited/app/palmpay-transfers-bills/1479656820/","country":"US","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/f8/66/95/f8669533-574b-1794-ecca-0f191a8d621b/AppIcon-0-0-1x_U007emarketing-0-7-0-0-sRGB-85-220.png/150x150bb.jpg","name":"PalmPay - 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With OPay, you can:<br> • Send and receive money instantly with seamless transfers and a 100% success rate.<br> • Pay bills and top-up airtime & data with exclusive bonuses.<br> • Grow your savings easily with daily interest on your balance.<br> • Enjoy hassle-free debit cards at zero charges.<br> • Access flexible loans with low interest rates.<br>Unlock convenience, savings, and rewards—all in one app. Invite friends and earn instant cashback for each referral. Open your OPay account today and experience financial freedom.<br><br>HASSLE-FREE AND INSTANT TRANSFERS<br>● Say goodbye to transaction failures & network issues. Enjoy super-fast and successful transactions.<br>● Send money using a phone number or bank account to others, including non-OPay users.<br>● Powered by all Nigerian banks: Access Bank, Zenith Bank, GT Bank, UBA Bank, Ecobank Nigeria, First Bank of Nigeria etc., ensuring a seamless and secure banking experience for all our users.<br>● Keep track of every transfer. Easily find transaction details in your \"Transaction History.\"<br><br>BEST AIRTIME/DATA DEALS & EASY BILL PAYMENTS<br>● Get top airtime and data offers on MTN, Airtel, Glo, and 9Mobile.<br>● Pay electricity, TV, water bills, internet services and more with ease.<br>● Earn up to 6% cashback on airtime and data purchases.<br><br>OPay DEBIT CARD<br>● Secure & Reliable: Chip & PIN technology with industry-leading multi-level risk prevention.<br>● Convenience: Apply via the OPay app with nationwide delivery options or visit any OPay agent store.<br>● Wide Acceptance: Accepted across POS/ATM/WEB in Nigeria and international merchants like Microsoft, Netflix, AliExpress, Uber, Spotify and Emirates.<br>● User-Friendly Management: Change PINs, set limits, block/unblock cards, and access card details in-app.<br>● Virtual Card Option: For secure online payments, get a virtual card instantly via the app.<br><br>GROW AND SAVE MORE MONEY  (Powered by OPay Microfinance Bank)<br>● OWealth: Earn daily interest, with free deposits and withdrawals anytime.<br>● Spend & Save: Save a percentage of your spending and earn daily returns.<br>● Fixed Savings: Lock idle funds for at least 7 days to earn higher returns.<br>● Target Saving: Save towards specific goals with daily, weekly, or monthly plans.<br>● SafeBox: Start a strict savings plan with limited withdrawals and monthly interest.<br><br>SECURE AND PRIVATE<br>● Advanced features like biometric login, card locking, and encryption for all transactions.<br>● Block your account or card via USSD (955*131# or 955*132#).<br>● NightGuard security feature: Extra facial verification feature to authorise transactions during the chosen night time hours.<br>● Large Transaction Shield feature: Extra facial verification feature for transactions above your pre-set limit.<br>● Real-time notifications for account activity.<br>● Private Mode to hide your balance.<br>● Licensed by the CBN and insured by the NDIC.<br><br>OPay is licensed by Central Bank of Nigeria (CBN, https://www.cbn.gov.ng/PaymentsSystem/PSPs.html), and insured by Nigeria Deposit Insurance Corporation  (NDIC, https://ndic.gov.ng/list-of-insured-institutions/list-of-mobile-money-operators/).<br><br>CONTACT US<br>Our support team is available 24/7 for all your complaints.<br>OPay Headquarters: Alexander House, Plot 9, Dr. Nurudeen Olowopopo Avenue, Alausa, Lagos<br>Helplines: 0700 8888328 or 020 18888 328<br>Website: www.opayweb.com<br>Whatsapp: +234 9165998936<br>Facebook: @OPay<br>Twitter: @OPay_NG<br>Instagram: @opay.ng<br>TikTok: @opaynigeria<br>YouTube: @opaynigeria<br>LinkedIn: OPay","app_summary":"'OPay-We are beyond Banking', published by a Nigeria-based company. The app was last updated on 28 April 2026. Released in US on 22 June 2019 and globally on 22 June 2019. 'OPay-We are beyond Banking' belongs to the 'Finance' category maintaining a content rating of '13+'. In US, 'OPay-We are beyond Banking' ranked 206th on the 'Top Free iPhone Apps' chart in the 'Finance' category. Last month's estimates were 300k downloads. The app is available in Nigeria, US, and United Kingdom and being advertised actively. Sign up / Sign in to learn more about the time spent, session durations, usage & engagement (DAU, WAU, MAU), retention, churn, marketshare, growth trends, and other market statistics.","subtitle":"","promo_text":""},"has_in_app_purchases":false,"installs":null,"language":"EN","support_url":"https://opayweb.com","top_countries":["NG","US","GB"],"valid_countries":["BJ","CA","CM","CN","DE","GB","NG","US"],"available_countries":["NG","AU","CA","CN","FR","DE","GB","IT","JP","KR","RU","DZ","AO","AR","AT","AZ","BB","BY","BE","BM","BR","BG","CL","CO","CR","HR","CZ","DK","DO","EC","EG","SV","FI","GH","GR","GT","HK","HU","IN","ID","IE","IL","KZ","KE","KW","LB","LT","LU","MO","MG","MY","MX","NL","NZ","NO","OM","PK","PA","PE","PH","PL","PT","QA","RO","SA","SG","SK","SI","ZA","ES","LK","SE","CH","TW","TH","TN","TR","UA","AE","UY","UZ","VE","VN","US","BO","EE","LV","NI","PY","KH","AF","GE","IQ","LY","MA","MZ","MM","YE","BH","CY","MT","RS","BJ","CM"],"pre_order_countries":[],"website_url":"https://opayweb.com","app_id":1463776084,"app_view_url":"/ios/us/opay-digital-services-pte-ltd/app/opay-we-are-beyond-banking/1463776084/","country":"US","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/bd/d6/50/bdd650e4-96f4-cc45-8e41-de91dd0fb71a/AppIcon-1x_U007emarketing-0-6-0-85-220-0.png/150x150bb.jpg","name":"OPay-We are beyond Banking","os":"ios","price":{"currency":"USD","value":0,"string_value":"$0.00","subunit_to_unit":100},"publisher_id":1699757184,"publisher_name":"OPay Digital Services Pte.Ltd.","publisher_profile_url":"/publisher/ios/1699757184","rating":4.498587605619843,"rating_breakdown":[4634,2790,3599,6367,63324],"rating_count":80714,"country_release_date":1561161600000,"current_version":"8.7.0","file_size":109207552,"first_released_in":["NG"],"minimum_os_version":"13.4","publisher_country":"Nigeria","recent_release_date":1777334400000,"release_date":1561217345000,"release_status":"REGIONAL_RELEASE","supported_languages":["EN"],"worldwide_release_date":1561161600000,"store_removal_date":null,"cohort_id":"cohort_664c6afc262959cf10c81439","worldwide_last_month_revenue":{"unit":"cent","type":"currency","currency":"USD","value":100000},"worldwide_last_month_downloads":{"unit":"unit","type":"integer","value":300000},"category_rankings":{"app_id":1463776084,"country":"US","ipad":{"top_free":null,"top_grossing":null,"top_paid":null},"iphone":{"top_free":{"all_categories":null,"primary_categories":[{"6015":248}],"sub_categories":[]},"top_grossing":null,"top_paid":null}}}