{"game_intel_data":{},"featured_reviews":[{"content":"I’ve had Klarna for almost 2 years now, I started using when I moved out of my parents home sick with was starting from scratch. This app definitely helped buying some necessary stuff for my new place in instalments, but recently this dumb update just ruined everything they had going on for this once amazing app. One day I had almost $400 in purchase power until I didn’t, I had stopped using it for a bit as I hadn’t made any expensive purchases until recently I decided to make a purchase at Walmart and Sam’s for an approximate of $145, my purchase power went down to $200 out of nowhere. When I tried buying something for $25 it said I wasn’t approved and that I should try with a different cards. I tried all my cards but to no avail. Right now I paid off early my debt for Walmart, I have a purchase power of $269 and the only thing I owe is $10 for Sam’s and it’s not due until August 12. I tried buying a video game and I get the same annoying message saying I’m not approved and to try a different card!? What is the point of paying early and having such a high purchase power if this app is just not going to let you purchase anything!!!! It’s ridiculous!!!! \n\n*****Update***** I just made my last payment early and don’t owe anything. I tried buying a video game again and I’m getting declined! Honestly it’s such a shame and I’m extremely disappointed in how this app is being handled. I guess it’s unfortunately time to uninstall the app as its only taking up space at this point.","version":"22.27.49","date":"2022-07-29T00:00:00Z","rating":1,"app_id":1115120118,"username":"Ares Lambert","title":"Disappointed with new update!","country":"US","tags":["monetization","updates_and_maintenance"],"review_id":8922710596},{"content":"I have spend over $2000 using this app thru several online stores, until my real nightmare started trying to process a refund on an item that I never received from my merchant due to out stock. First of all, trying to navigate the app is super overwhelming and confusing with the amount of info and sales that want to push thru. Hoping to find a live person on the phone ? Good luck!  That doesn’t exist in this company. You will have to stick to someone thru text messages and it seems that they are all programmed to answer with the same text line to conclude without any help and issues resolved at all. I have been trying to contact them to indicate that i shouldn’t be paying for an item that I have not received. And even tho the merchant already notified them about the verification of this transaction. They won’t take any action whatsoever, a month and 2 weeks has gone by and I still show an unpaid balance because of this matter. KIARNA sends me to the merchant and the merchant sends me to KIARNA. This is like a ping pong game, What a joke! I’m running out of resources trying to solve this ridiculous matter and I’m heavily thinking to pass it on to legal representation. Do yourself a favor and void stressful situations. I’m pretty sure your credit score is good enough that you don’t\nNeed to be going thru this app to make a purchase . At the end this could affect your credit score seriously by a mishandle situation, like mine.","version":"23.39.222","date":"2023-10-02T00:00:00Z","rating":1,"app_id":1115120118,"username":"Patriciagreenc","title":"Stay away from KIARNA","country":"US","tags":["accessibility","feature_requests","notifications","monetization"],"review_id":10431549458},{"content":"I use to love Klarna but once I finish paying off my items. I’m taking my business elsewhere. After finally getting approved to having a Klarna Card, the physical card was lost. I have been looking everywhere to call someone to get a replacement card. I finally got in contact with their customer representatives who told me to close the card and reapply. I really didn’t want to do that because for some strange reason Klarna takes forever and a day to approve your Klarna Card Application. So I had to bite the bullet and close it as advised by their employees. Now I’ve been waiting for months to be approved and I’m still on that annoying waitlist but to my surprise there is an option for a replacement card!!! So why was i advised to shut my account down if all you had to do was give me a replacement card WHICH IS WHAT I NEEDED IN THE FIRST PLACE!!!!!!!!!! I go on to speak to their representative today and was told that was wrong and there is nothing they can do I have to remain in the waitlist until I get approved. This is bogus. I love how Klarna gives the multiple options to buy now and pay things laters in installments but to be wrongly advised to close a perfectly good account is so messed up.\n\nUpdate!!!!\nI have called your company and I’m being told the same thing. Over and over again and even when I read them the policy you have on your website about getting a replacement card he still telling me that I have to reapply. I shouldn’t have had to reapply my account was perfect until your representatives wrongly advised me to close it down.","version":"22.42.199","date":"2022-11-01T00:00:00Z","rating":1,"app_id":1115120118,"username":"kae girl","title":"Tricked by their employees","country":"US","tags":["monetization","updates_and_maintenance","performance_and_bugs"],"review_id":9242403604}],"related_apps":[{"app_id":1193801909,"app_view_url":"/ios/us/dave-inc/app/dave-credit-cash-money-app/1193801909/","country":"US","icon_url":"https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/8a/19/41/8a19419e-ebe1-488e-e697-aa50c1183d82/AppIcon-3d-0-0-1x_U007epad-0-1-0-sRGB-85-220.png/150x150bb.jpg","name":"Dave: Credit, Cash & Money App","os":"ios","price":{"currency":"USD","value":0,"string_value":"$0.00","subunit_to_unit":100},"publisher_id":1193801908,"publisher_name":"Dave, 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on Any Network","custom_fields_filter_id":{"errors":["Invalid params values: [\"Active\"], name: \"Advertised on Any Network\""]}},"categories":[{"name":"Finance","id":6015},{"name":"Shopping","id":6024}],"content_rating":"16+","description":{"full_description":"FLEXIBLE WAYS TO PAY<br>Shop anywhere in the app with flexible payment options. Choose to pay in 4 interest-free payments, pay the full amount, in 30 days or over time.¹<br><br>SHOP WITH THE KLARNA CARD²<br>Pay with Klarna anywhere Visa is accepted. Pay now or pay later with the card. No credit impact to apply. Unlock exclusive benefits with a membership.<br><br>UP TO 10% CASHBACK<br>Shop in the app and earn up to 10% cashback.³ Get cashback at hundreds of stores.<br><br>UNLOCK YOUR KLARNA BALANCE²<br>Add money in the Klarna app and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback into money in your balance.<br><br>SAVE WITH KLARNA⁴<br>Earn interest with our flexible savings account – free to get started and no monthly fees.<br><br>KLARNA MOBILE<br>Get reliable coverage on AT&T’s network with unlimited 5G that stays fast⁵ for just $35/month. No hassle, cancel anytime.⁶<br><br>FIND THE BEST PRICE, EVERY TIME<br>Search for any product and instantly compare prices across stores.<br><br>HASSLE-FREE RETURNS<br>Need to send something back? Report a return and we’ll pause your payments.<br><br>24/7 CUSTOMER SERVICE<br>Use our chat for 24/7 support.<br><br>¹Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190.<br>²Deposits in your balance account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the balance account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. Funds may be made available to you before WebBank receives them (“early availability funds”); such early availability funds may not be FDIC insured until received by WebBank. Loans that you obtain using the Klarna Card are not insured by the FDIC and are not deposits. Account disclosures: https://cdn.klarna.com/1.0/shared/content/legal/terms/0/en_us/tmp-balance-deposit-account-disclosures<br>Paid membership required for a physical card. A one-time plastic card fee applies. <br>Klarna Membership offered in partnership with WebBank for a monthly fee. Cancel any time in the App. Exclusions, conditions, and limitations apply to membership benefits. Klarna Membership Terms apply: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-US/tmp-klarna-membership-plan <br>Annual value amount reflects your Membership's total available benefits, such as all waived fees, cashback, and discounts. Actual results will vary based on benefit usage.<br>³Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-US/cashback<br>⁴Annual Percentage Yield (APY) accurate as of June 1, 2026 and subject to change. Membership required to receive and maintain APY boost. Membership APY Boost only applies to balances up to $50,000. Excess balances earn the base interest rate. Fees may reduce earnings. Deposits in your savings account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the savings account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. See Account disclosures for current rates: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-US/klarna-savings-account-rates-and-fees<br>⁵Actual speeds vary by location, network, and device. Subject to Acceptable Use Policy. Unlocked device and no. required. Some numbers not eligible.<br>⁶Cancel up to 24 hours before renewal in the Klarna app.","app_summary":"'Klarna: Smarter everyday money', published by a Sweden-based company. The app was last updated on 31 August 2026. Released in US on 22 June 2016 and globally on 22 June 2016. 'Klarna: Smarter everyday money' belongs to the 'Finance' category maintaining a content rating of '16+'. In US, 'Klarna: Smarter everyday money' ranked 13th on the 'Top Free iPhone Apps' chart in the 'Finance' category. Last month's estimates were 1m downloads. The app is available in US, Germany, and United Kingdom and being advertised actively. 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