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Y si pagás a tiempo, te doy un descuento para el próximo préstamo.<br>Sujeto a aprobación según política crediticia de la entidad.<br><br><b>Para pedirme seguí estos pasos:</b><br>1. Descargá la App en tu celular Android<br>2. Completá la solicitud: Tené a mano tu Cédula, Tarjeta de Débito y peinate para la selfie.<br>3. Disfrutá: Te respondemos en 1 día hábil y depositamos en la cuenta que nos indiques.<br><br><b>IMPORTANTE</b><br>Tener tu Cédula de Identidad paraguaya vigente y ser titular de una cuenta bancaria local activa. Por el momento esa es la única forma de desembolso, próximamente podrás retirarlo en un punto de cobro.<br><br><b>Condiciones de nuestros créditos:</b><br>Plazo Mínimo: 3 meses, Plazo Máximo: 12 meses.<br>Monto Mínimo: ₲ 500.000, Monto Máximo: ₲ 7.000.000<br>Tipo de amortización: Cuota fija<br>Tasa Anual Nominal (T.A.N.) máxima: 26,74 %<br>Tasa Anual Efectiva (T.A.E.)* máxima: 30,27 %<br>Comisión de otorgamiento máxima: 27,00 %<br><br>*Nota: Estos valores están actualizados a Junio 2023. Prester siempre respetará los Límites para Tasas Usurarias (Ley N° 2.339/2003), establecidos y comunicados mensualmente por la Superintendencia de Bancos del BCP. <br><br>La tasa de interés y la comisión varían en función de los antecedentes crediticios del solicitante con Prester y/o con el mercado de créditos y/o su capacidad de repago estimada.<br><br>El detalle de intereses, comisiones y gastos se informan durante el proceso de solicitud por la aplicación o sitio web de Prester y antes de su otorgamiento, debiendo el cliente aceptar estos términos y condiciones.<br><br>La comisión de otorgamiento corresponde al recupero por gastos en la obtención de antecedentes crediticios, verificación de identidad, validación de línea telefónica, apertura y gestión del préstamo, gastos de evaluación de riesgo crediticio y gastos de desarrollo, mantenimiento y actualización de la plataforma. <br><br>El costo de Servicios de APP de entre ₲ 20.000 y ₲ 50.000 se cobra por única vez al inicio del préstamo sólo a las operaciones aprobadas. Estos corresponden a gastos de validación de la titularidad y el estado activo de la tarjeta de débito y la cuenta bancaria y/o billetera electrónica.<br><br><b>Ejemplo de préstamo</b><br>Monto de préstamo: ₲ 2.000.000<br>Plazo: 12 meses<br>Cuota Mensual: ₲ 252.000<br>Total a devolver: ₲ 3.049.000 (incluye capital)<br>Costo total del préstamo: ₲ 1.049.000 (incluye intereses con IVA por ₲ 431.850,15 + comisión de otorgamiento con IVA por ₲ 592.149,85 + costos servicios APP con IVA por ₲ 25.000)<br><br><b>⚠ Contáctanos:</b><br>📧 <b>Email</b>: hola@prester.com.py<br>💌 <b>WhatsApp</b>: (+595) 991 612953. <br>🌸 <b>Facebook</b>: <a href=\"https://www.google.com/url?q=https%3A%2F%2Fwww.facebook.com%2Fpresterapp&amp;sa=D&amp;sntz=1&amp;usg=AOvVaw2BKtc0lfSnLOjenaa1pxhA\">https://www.facebook.com/presterapp</a><br>🕖 <b>Atención al cliente</b>: 9 AM - 6 PM de lunes a viernes<br>🏠 <b>Oficina nacional</b>: Calle 14 de Mayo 1709 c/ Francisco Dupuis, Asunción, Paraguay.<br>🌐 <b>Página web</b>: <a href=\"https://www.google.com/url?q=https%3A%2F%2Fwww.prester.com.py&amp;sa=D&amp;sntz=1&amp;usg=AOvVaw3v3iSmk9pn5IPG1BxciDTC\">https://www.prester.com.py</a>","app_summary":"Prester, published by a Uruguay-based company. The app was last updated on 13 February 2026. Released in Paraguay on 23 December 2020. Prester belongs to the 'Finance' category maintaining a content rating of 'Apto para todo público'. In Paraguay, Prester ranked 9th on the 'Top Free' chart in the 'Finance' category. Last month's estimates were 40k downloads. The app is available in Paraguay but not being advertised actively. Sign up / Sign in to learn more about the time spent, session durations, usage & engagement (DAU, WAU, MAU), retention, churn, marketshare, growth trends, and other market statistics.","short_description":"Prester es la primera app de préstamos 100% digital e inclusiva del Paraguay"},"has_in_app_purchases":false,"installs":"1M - 5M","language":"ES","support_url":"https://prester.com.py","top_countries":["PY"],"valid_countries":["PY"],"available_countries":["US","PY","KE","AR","AU","BR","CA","CN","FR","DE","GB","JP","KR","MX","ES","IT","RU","DZ","AO","AT","AZ","BH","BB","BY","BE","BM","BG","CL","CO","CR","HR","CY","CZ","DK","DO","EC","EG","SV","FI","GH","GR","GT","HK","HU","IN","ID","IE","IL","KZ","KW","LB","LT","LU","MO","MG","MY","MT","NL","NZ","NG","NO","OM","PK","PA","PE","PH","PL","PT","QA","RO","SA","RS","SG","SK","SI","ZA","LK","SE","CH","TW","TH","TN","TR","UA","AE","UY","UZ","VE","VN","BO","KH","EE","LV","NI","AF","GE","IQ","LY","MA","MZ","MM","YE"],"pre_order_countries":[],"website_url":"https://prester.com.py","app_id":"py.com.prester","app_view_url":"/android/py/prester-py/app/prester/py.com.prester/","country":"PY","icon_url":"https://play-lh.googleusercontent.com/MQYXLWv2ujSpDRhApR7suS-EGrdKXO3AOkSSuRlWG8At906kf4_1rqOY3NS7Iks3884=s150","name":"Prester","os":"android","price":{"currency":"PYG","value":0,"string_value":"₲0","subunit_to_unit":1},"publisher_id":"Prester+PY","publisher_name":"Prester PY","publisher_profile_url":"/publisher/android/Prester+PY","rating":4.517859952793076,"rating_breakdown":[581,90,60,350,5274],"rating_count":6355,"country_release_date":1608681600000,"current_version":"2.5","file_size":"Varía con el dispositivo.","first_released_in":["PY"],"minimum_os_version":"6.0","publisher_country":"Uruguay","recent_release_date":1770940800000,"release_date":1608681600000,"release_status":"REGIONAL_RELEASE","supported_languages":[],"worldwide_release_date":null,"store_removal_date":null,"cohort_id":null,"worldwide_last_month_revenue":{"unit":"cent","type":"currency","currency":"USD","value":100000},"worldwide_last_month_downloads":{"unit":"unit","type":"integer","value":40000},"category_rankings":{"app_id":"py.com.prester","country":"PY","android":{"top_free":{"all_categories":45,"primary_categories":[{"finance":11}],"sub_categories":[]},"top_grossing":null,"top_paid":null}}}