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A free application that gives you control over your Universe, allowing you to make payments and transfers in a simple way, subscribe to personal and consolidated credit, in a practical and quick way, guarantee your protection, with a range of diversified insurance, to for your family and your assets, and even invest in turnkey financial solutions, which give you access to the growth potential of financial markets.<br> <br>Now with Google Pay!<br> <br>Our advantages are:<br> <br>Mobile Banking - Real-time queries:<br>- Balance of your accounts;<br>- Discounts accumulated on each purchase;<br>- Expenses by Category (food, clothing, entertainment, etc.);<br>- Expenses by payment method (End of the Month, 3 installments with interest, Debit, etc.);<br>- Value of the next monthly payment;<br>- Statement history;<br>- Proof of payments for all your transactions;<br>- ATM reference for advance monthly payments;<br>Online payments and Virtual Cards:<br>- Virtual Cards for secure online payments;<br>- Online payments in 3x, 6x or 12x on all websites in the world;<br> <br>Management of your personal finances and your budget:<br>- Make payments for purchases/services and payments to the State;<br>- Choose payment method: 3x, 6x, 12x or End of the Month;<br>- Top up cell phones;<br>- Make transfers to your current account or any other bank account, in Portugal or the SEPA zone;<br>- Change the payment method for purchases or payments already made;<br>- Changing the payment percentage for your purchases made in the End of the Month modality;<br>- Download proof of payment for all your transactions;<br>- Scheduling Transfers;<br>- Share an account with other Universo customers;<br>- Manage direct debits;<br> <br>Personalized and secure management of your Card:<br>- Total control and security;<br>- Usage Alerts;<br>- Setting spending limits;<br>- Define controls to alert or refuse specific transactions, such as Internet, contactless, abroad, among others and notification history;<br>- Change your card PIN;<br>- Replacement of the new card;<br>- Temporarily block and/or replace your card in case of theft or loss;<br>- Associate loyalty cards (Cartão Continente and Worten Resolve);<br>- Download proof of payment for all your transactions;<br> <br>Online subscription of credit applications:<br>Personal credit,<br>Car Credit<br>Consolidated Credit<br> <br>Insurance underwriting and management<br>Health insurance<br>Home Insurance<br>Dental Insurance<br> <br>Subscription and management of Savings and Investment products<br>Guaranteed Capital<br>Defensive Investing<br>Balanced Investment<br>Dynamic Investment<br> <br>Customer Support Service via messaging and checking history of open and closed cases","app_summary":"'Universo Mobile Banking', published by a Portugal-based company. The app was last updated on 04 February 2025. Released in US on 18 December 2017 and globally on 18 December 2017. 'Universo Mobile Banking' belongs to the 'Finance' category maintaining a content rating of 'Everyone'. Last month's estimates were < 5k downloads. Sign up / Sign in to learn more about the time spent, session durations, usage & engagement (DAU, WAU, MAU), retention, churn, marketshare, growth trends, and other market statistics.","short_description":"Infinitely Simple Mobile Banking: Payments, Personal Credit and Insurance"},"has_in_app_purchases":false,"installs":"500K - 1M","language":"EN","support_url":"https://www.universo.pt","top_countries":["PT","CH","BE"],"valid_countries":[],"available_countries":["US","AU","CA","FR","DE","GB","IT","JP","KR","RU","AR","BE","BR","DK","GR","HK","IN","ID","IL","MX","MY","NL","NO","PH","PL","SA","SG","ES","SE","CH","TW","TR","AE","CN","CZ","FI","HU","RO","TH","VN","PT","DZ","AO","AT","AZ","BY","BM","BG","CL","CO","CR","HR","DO","EC","EG","SV","GH","KZ","KE","KW","LT","MO","MG","OM","PK","PE","QA","SI","ZA","LK","UA","UY","VE","BB","IE","LB","LU","PA","SK","TN","UZ","GT","NZ","NG","MZ","LV","NI","PY","BO","BH","CY","MT","RS","KH","EE","AF","GE","IQ","LY","MA","MM","YE","BD","BJ","BF","CM","CG","CI","JO","LA","ML","SN","TZ","UG","ZM","ZW"],"pre_order_countries":[],"website_url":"https://www.universo.pt","app_id":"pt.sonaefs.Universo","app_view_url":"/android/us/universo-ime-s-a/app/universo-mobile-banking/pt.sonaefs.Universo/","country":"US","icon_url":"https://play-lh.googleusercontent.com/QYtOnOpWSmyM5EygniY4KZACw89WRBbYnTbH6jTOrL4gU5a175d5vq9h6KnZvZOW5Q=s150","name":"Universo Mobile Banking","os":"android","price":{"currency":"USD","value":0,"string_value":"$0.00","subunit_to_unit":100},"publisher_id":"Universo,+IME,+S.A.","publisher_name":"Universo, IME, S.A.","publisher_profile_url":"/publisher/android/Universo,+IME,+S.A.","rating":3.589059221594238,"rating_breakdown":[14494,2174,2174,5797,28264],"rating_count":52903,"country_release_date":1513555200000,"current_version":"1.76.4","file_size":"Varies with device","first_released_in":["PT"],"minimum_os_version":"7.0","publisher_country":"Portugal","recent_release_date":1738627200000,"release_date":1513555200000,"release_status":"INACTIVE","supported_languages":[],"worldwide_release_date":1513555200000,"store_removal_date":1761609600000,"cohort_id":null,"worldwide_last_month_revenue":{"unit":"cent","type":"currency","currency":"USD","value":100000},"worldwide_last_month_downloads":{"unit":"unit","type":"integer","value":1000},"category_rankings":{"app_id":"pt.sonaefs.Universo","country":"US","android":{"top_free":null,"top_grossing":null,"top_paid":null}}}