{"game_intel_data":{},"featured_reviews":[{"content":"Easy and fast access to emergency loans, especially if one has a good credit score, as no guarantors are needed. However, the interest charged is high (20%+). Failure to repay as per the agreement terms, results to daily penalty charges. During this period when you've not promptly adhered to your obligation, you'll be subjected to daily calls (can be 5+), all urging you to make an attempt and repay. If you over delay, you won't qualify for a loan on your next request.","version":"2.3.0+1bf75c34.397","date":"2024-11-11T00:00:00Z","rating":1,"app_id":"com.zenkafinance.microloans","username":"Isaac Mũsyoka Kĩsio (hyzohbest)","title":"","country":"US","tags":["performance_and_bugs"],"review_id":"53eab66d-cbf0-4794-92eb-dc277b57dcf9"},{"content":"The app currently lacks an option to permanently delete my account and associated data. As a result, even after uninstalling the app and reinstalling it later, my data remains intact and accessible upon logging in. The app should include a feature that allows users to fully delete their accounts and all related data when they choose to opt out. This would ensure greater control and privacy for users who wish to completely sever their connection with the app.","version":"","date":"2025-02-21T00:00:00Z","rating":1,"app_id":"com.zenkafinance.microloans","username":"Fred Maina","title":"","country":"US","tags":["performance_and_bugs","offline_functionality","user_data_and_privacy"],"review_id":"df62d1f6-b82d-4bd5-a707-6d871690f50a"},{"content":"The App is good in that they process your loan in a matter of minutes, my first loan, I paid back with zero interest which was great! What I have an issue with though, is how ridiculously high the interest rate on the second loan is. And I've also noticed that the rates keep sky rocketing & It's really mind boggling for lack of a better word. Feels like they are taking advantage of people's money emergencies. I personally wouldn't recommend this App to anyone due to the crazy interest rates.","version":"2.3.0+8a9cc307.355","date":"2022-08-16T00:00:00Z","rating":1,"app_id":"com.zenkafinance.microloans","username":"Mary Wanjiru","title":"","country":"US","tags":["monetization"],"review_id":"1528f09e-d3e5-4efd-8ef8-7ffa420fb7cc"}],"related_apps":[{"app_id":"com.jumia.android","app_view_url":"/android/ke/jumia/app/jumia-online-shopping/com.jumia.android/","country":"KE","icon_url":"https://play-lh.googleusercontent.com/K02ShY9ODJ9xGxXVqYKbDUOXczHHdKUnE9YRyurDdPkXe_THCWy-Fpo417seGIsMchA=s150","name":"JUMIA Online 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We offer a simple registration and application process. After positive approval decision, you will receive your loan straight to your M-Pesa account.<br><br>Money on your account even in just 5 minutes!<br><br>What are my loan terms?<br><br>Customers can express a preference for loans up to 91 days.<br>Loan payment terms have an interest fee of 2.45-39%*<br>Processing Fee: KSh 0.<br>Loan Amount: from KSh 500 to KSh 200,000.<br><br>Grow with Zenka and build your limit up to KSh 200,000 by making your loan repayments on time.<br><br>For example, for a 61-day loan with a principal amount of KSh 1,000, the interest fee would be KSh 390 and the total amount due would be KSh 1,390.<br><br>Terms and Conditions: Zenka charges an interest fee of 2.45-39%* of the principal amount. There is no minimum payment period for repayment; customers may make payments towards their principal at any time following disbursement. Additional terms and conditions apply.<br><br>Minimum Effective Annual Percentage Rate: 30%*<br>Maximum Effective Annual Percentage Rate: 4432%*<br><br>Have questions? Visit www.zenka.co.ke to check out our FAQs<br>Ready to get started? Download the Zenka app and apply for a loan today.<br><br>Privacy and permissions: When you download Zenka, we will ask to scan your M-Pesa SMS and other information in order to verify your identity, creditworthiness, and provide you with one of the fastest loan in Kenya. We take privacy very seriously, and your personal information will never be shared without your direct permission.<br><br>How does it work?<br><br>1. Download Zenka App<br>Visit the Google Play Store. Search for Zenka Loan App and download it on your mobile.<br><br>2. Fill the short application form<br>After downloading our app, choose how much money you need and sign up with Zenka.<br><br>3. Receive money on your M-Pesa account<br>Your application will be evaluated, and when it is approved, you will receive money on your M-Pesa account.<br><br>4. Need additional financing?<br>Make use of our flexible additional amount feature that allows you to top up your existing loan with extra cash, up to your current credit limit.<br><br>5. Need more time to repay?<br>Loan extensions give you more control over your loan by letting you postpone your due date by 7, 14 or 30 days.<br><br>6. Repay on time and build a positive credit history<br>Timely repayment increases your credit limit and allows you to apply for higher amounts in the future.<br><br><br>What's so special about us?<br>Additional amount and extensions do the job!<br><br>- Considering additional financing? Don't miss on great opportunities and top up your existing loan with just a few clicks!<br>- Need more time to repay? Get control over the unexpected by extending your due date. Enjoy the flexibility we offer.<br>- Achieve financial harmony! Realize your ideas and needs with our instant personal loans.<br><br>The lender and the data controller of your data is Zenka Finance Limited with its registered seat in Nairobi. All information concerning the personal data processing including in particular the purposes of processing your data, categories of recipients of personal data and your rights you can find in our Privacy Policy.<br><br>Contact information:<br><br>Call center: + 254 020 765 0878<br>Email: support@zenka.co.ke<br><br>Zenka Digital Limited<br>Mirage Tower 2, 12th floor, <br>P.O. BOX 29107-00100<br>Nairobi<br>Kenya","app_summary":"'Zenka Loan App Kenya', published by a Kenya-based company. The app was last updated on 18 May 2026. Released in Kenya on 13 November 2018. 'Zenka Loan App Kenya' belongs to the 'Finance' category maintaining a content rating of 'Rated for 3+'. In Kenya, 'Zenka Loan App Kenya' ranked 7th on the 'Top Free' chart in the 'Finance' category. Last month's estimates were 200k downloads. The app is available in Kenya but not being advertised actively. Sign up / Sign in to learn more about the time spent, session durations, usage & engagement (DAU, WAU, MAU), retention, churn, marketshare, growth trends, and other market statistics.","short_description":"Introducing a quick and easy loan app in Kenya with loans up to 200 000 KES"},"has_in_app_purchases":false,"installs":"10M - 50M","language":"SW","support_url":"https://zenka.co.ke","top_countries":["KE"],"valid_countries":["KE"],"available_countries":["US","AU","CA","FR","DE","GB","IT","JP","KR","RU","AR","BE","BR","DK","GR","HK","IN","ID","IL","MX","MY","NL","NO","PH","PL","SA","SG","ES","SE","CH","TW","TH","TR","AE","VN","HU","CZ","RO","CN","FI","VE","RS","PA","BG","MZ","HR","LV","LU","KE","NZ","EG","ZA","GE","UA","BB","BO","MO","IE","NG","IQ","PE","SV","CL","AT","MM","CY","BY","KW","NI","LK","AZ","CO","PY","DZ","LY","UY","DO","LB","OM","YE","KH","SK","PT","GH","MG","LT","MT","UZ","TN","AF","KZ","QA","EE","GT","BH","MA","EC","CR","SI","PK","AO","BM"],"pre_order_countries":[],"website_url":"https://zenka.co.ke","app_id":"com.zenkafinance.microloans","app_view_url":"/android/ke/zenka-digital-limited/app/zenka-loan-app-kenya/com.zenkafinance.microloans/","country":"KE","icon_url":"https://play-lh.googleusercontent.com/Yya_Hw24wUy3FQYLvZ4-5mkjpzZVfyvmEa_1fqlVmQkwtpR6Vi72sPd9QIOiGUMIxtLR=s150","name":"Zenka Loan App Kenya","os":"android","price":{"currency":"KES","value":0,"string_value":"KSh0.00","subunit_to_unit":100},"publisher_id":"Zenka+Digital+Limited","publisher_name":"Zenka Digital Limited","publisher_profile_url":"/publisher/android/Zenka+Digital+Limited","rating":4.214814562776454,"rating_breakdown":[17395,4398,8097,16415,100645],"rating_count":146950,"country_release_date":1542067200000,"current_version":"KMP.463","file_size":"Varies with device","first_released_in":["KE"],"minimum_os_version":"8.0","publisher_country":"Kenya","recent_release_date":1779062400000,"release_date":1542067200000,"release_status":"REGIONAL_RELEASE","supported_languages":[],"worldwide_release_date":null,"store_removal_date":null,"cohort_id":null,"worldwide_last_month_revenue":{"unit":"cent","type":"currency","currency":"USD","value":100000},"worldwide_last_month_downloads":{"unit":"unit","type":"integer","value":200000},"category_rankings":{"app_id":"com.zenkafinance.microloans","country":"KE","android":{"top_free":{"all_categories":25,"primary_categories":[{"finance":5}],"sub_categories":[]},"top_grossing":null,"top_paid":null}}}