{"game_intel_data":{},"featured_reviews":[{"content":"The palmpay app and it's banking services have been awesome so far, fast transfers to other banks, very appealing and responsive UI. The stable network ensures financial confidence during business transactions. Customer care has improved from my previous experience. other services on the app platform like casback, loans, savings and investment. Is also adding value to customers. But am having difficulty pulling money from my binded bank card to my palmp account. Needs improvement. Kudos.!!","version":"5.22.1","date":"2025-01-14T00:00:00Z","rating":5,"app_id":"com.transsnet.palmpay","username":"opue kingsley","title":"","country":"US","tags":["accessibility","offline_functionality"],"review_id":"df0cba58-29eb-409e-9292-25494f80c1a7"},{"content":"This app is fantastic and trustworthy. I've been using it since 2018 and I've never had any regrets. Your funds are secure allowing you to rest easy. I have a suggestion tho' it would be great if you could add a virtual card (Visa or MasterCard not verve card) feature for in-app purchases and subscriptions on other websites. This would be especially beneficial for freelancers and gamers like myself. Implementing this would be a game changer, and I hope your team considers it.","version":"","date":"2024-08-23T00:00:00Z","rating":5,"app_id":"com.transsnet.palmpay","username":"Precious Omonigho Emmanuel","title":"","country":"US","tags":["feature_requests","payment","monetization"],"review_id":"f1a25ce7-c361-4e9b-afe6-e9dc7514692b"},{"content":"I'm thoroughly impressed with PalmPay's seamless and efficient service! The app is user-friendly, and transactions are processed quickly. On a separate note, I recently set up a new Christmas savings budget on the app, but I'm in urgent need of the funds. Is it possible to cancel this budget and retrieve my money? I've searched the app but couldn't find the option. 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on Any Network","custom_fields_filter_id":{"errors":["Invalid params values: [\"Active\"], name: \"Advertised on Any Network\""]}},"categories":[{"name":"Finance","id":"finance"}],"content_rating":"Rated for 18+","description":{"full_description":"PalmPay: The Smarter Way to Bank!<br>- Trusted by millions of Nigerian users for seamless money transfers and payments.<br>- Enjoy seamless and unlimited Free Transfers to all banks.<br>- Easy to sign up with your phone number and get mind-blowing Rewards.<br>- Enjoy a FREE ATM card with zero maintenance fee.<br>- Explore exclusive data bundles such as social and campus plans. <br>- Invest flexibly and earn up to 40% year return with a diverse range of financial products including savings, mutual funds, and insurance!<br>- 24/7 Customer Support is always available for you.<br>------------------------------------------------------------------<br>PalmPay is an intuitive financial app with account opening, money transfer, and bill payments in one. PalmPay is worthy of your trust based on its safety and reliability. And it is fully licensed and regulated as a Mobile Money Operator by the Central Bank of Nigeria, insured by the NDIC, and trusted by millions of users. <br>With over 500 cooperation partners, PalmPay supports all scenarios you want to pay. You can get benefits in PalmPay APP, including amazing coupons, free transfer chances, cashback or discount on transaction, etc. Download, and join us now.<br> <br>1. Transfer<br>- Unlimited Free Transfers to all banks.<br>- Instant transfer to over 500 financial institutions.<br>2.PalmPay ATM Card<br>- Apply via the app or obtain it instantly at a local card agent. <br>- Enjoy zero maintenance fee and zero SMS alerts fee. <br>- Accepted everywhere - usable at any POS, ATM, and online channel.<br>3.Data Bundle<br>- Purchase data bundles quickly and securely anytime. <br>- Explore exclusive plans such as MTN Social Bundles, GLO Campus Bundles, and Airtel 6X Voice Bundles. <br>4.Airtime<br>- Recharge instantly on MTN, Airtel, GLO, T2 Mobile (9Mobile), and Smile. <br>- Top up in seconds, anytime, anywhere. <br>- Stay connected with Airtime Auto-Renew - recharge automatically and avoid downtime. <br>5.Wealth<br>- Cashbox: a versatile savings wallet with an impressive annual interest rate of up to 20%.<br>- SmartEarn: offers an exceptional 22% annualized interest rate alongside 24/7 instant withdrawals, with no redemption fees.<br>6. Loan (Powered by Blooms MFB Ltd.)<br>- Repayment periods from 61 days to 6 months<br>- Loan amount from N2000 to N500000<br>- APR up to 36% per annum<br>*For example; N1000 is given for 90 days loan term,<br>*Interest: N90(9%rate)<br>*Total amount payable: N1090<br>*Representative: 36%APR<br>------------------------------------------------------------------<br>We take the security of your funds and data seriously. PalmPay uses the highest level of encryption to protect your personal and transaction information.<br> <br>1. Insuring Your Money<br>Your deposits are safe! Every Deposit made on PalmPay is insured by the Nigeria Deposit Insurance Corporation (NDIC).<br> <br>2. Transaction Screening<br>We screen all transactions using international databases as our proprietary systems to prevent money laundering and fraud. <br> <br>3. Security Certifications<br>PalmPay is PCI DSS certified to secure transactions against data theft and fraud. We are recognized by NITDA and comply with the NDPR for meeting the highest information security standards. <br> <br>4. Fraud Protection<br>In addition to automation, PalmPay’s teams work full time to intercept suspicious transactions, freeze suspected account and follow up on reports.<br>------------------------------------------------------------------<br>Contact us<br>We are always excited to hear from you. For any feedback or concerns, reach us via:<br>1. Helpline: 018886888<br>2. Email: support@palmpay.com<br>3. Website: https://www.palmpay.com/<br>4. Address: 20 opebi rode ikeja, Lagos<br>To know more, find us on Facebook, Twitter, Instagram, and Telegram.<br>1. Twitter: @palmpay_ng <br>2. Facebook: @PalmPay Nigeria<br>3. Instagram: @palmpayapp_ng<br>4. TikTok: @palmpayapp<br>5. YouTube: @PalmPay<br>6. LinkedIn: PalmPay","app_summary":"'PalmPay - Smarter Way', published by a Nigeria-based company. The app was last updated on 03 May 2026. Released in Nigeria on 15 September 2018 and globally on 15 September 2018. 'PalmPay - Smarter Way' belongs to the 'Finance' category maintaining a content rating of 'Rated for 18+'. In Nigeria, 'PalmPay - Smarter Way' ranked 4th on the 'Top Free' chart in the 'Finance' category. Last month's estimates were 700k downloads. The app is available in Nigeria, US, and Ghana and being advertised actively. Sign up / Sign in to learn more about the time spent, session durations, usage & engagement (DAU, WAU, MAU), retention, churn, marketshare, growth trends, and other market statistics.","short_description":"Send money, pay bills, earn rewards - The smarter way to bank in Nigeria."},"has_in_app_purchases":false,"installs":"10M - 50M","language":"EN","support_url":"https://www.palmpay.com","top_countries":["NG","US","GH"],"valid_countries":["AU","CA","DE","GB","NG","US","ZA"],"available_countries":["US","AU","CA","FR","DE","GB","IT","JP","KR","RU","AR","BE","BR","DK","GR","HK","IN","ID","IL","MX","MY","NL","NO","PH","PL","SA","SG","ES","SE","CH","TW","TR","AE","CN","CZ","FI","HU","RO","TH","VN","VE","RS","PA","BG","MZ","KE","LV","LU","ZA","EG","NZ","GE","UA","BB","HR","BO","MO","IE","IQ","SV","PE","CL","AT","MM","CY","BY","KW","NI","LK","NG","AZ","CO","PY","DZ","LY","MG","UY","DO","OM","LB","KH","YE","SK","PT","GH","PK","TN","BM","EE","QA","BH","AO","GT","MA","CR","SI","LT","MT","UZ","AF","EC","KZ"],"pre_order_countries":[],"website_url":"https://www.palmpay.com","app_id":"com.transsnet.palmpay","app_view_url":"/android/ng/palmpay-limited/app/palmpay-smarter-way-to-bank/com.transsnet.palmpay/","country":"NG","icon_url":"https://play-lh.googleusercontent.com/jfwWcj-37uDNLdeX69g2_Bz5N_BZXjGOHMf7Qj5V1AE72dQV3MgdNu_lg5cH8jWHLQ=s150","name":"PalmPay - Smarter Way to Bank","os":"android","price":{"currency":"NGN","value":0,"string_value":"₦0.00","subunit_to_unit":100},"publisher_id":"PalmPay+Limited","publisher_name":"PalmPay Limited","publisher_profile_url":"/publisher/android/PalmPay+Limited","rating":4.46203390862814,"rating_breakdown":[83266,32894,63681,112179,955804],"rating_count":1247824,"country_release_date":1536969600000,"current_version":"7.6.1","file_size":"Varies with device","first_released_in":["US","AU","CA","FR","DE","GB","IT","JP","KR","RU","AR","BE","BR","DK","GR","HK","IN","ID","IL","MX","MY","NL","NO","PH","PL","SG","ES","SE","CH","TW","TR","AE","CN","CZ","FI","HU","RO","TH","VN","VE","RS","PA","BG","MZ","KE","LV","LU","ZA","EG","NZ","UA","HR","BO","MO","IE","SV","PE","CL","AT","MM","CY","BY","KW","NI","LK","NG","AZ","CO","PY","DZ","UY","DO","OM","LB","KH","YE","SK","PT","GH","PK","TN","EE","QA","BH","AO","GT","MA","CR","SI","LT","MT","UZ","EC","KZ"],"minimum_os_version":"7.0","publisher_country":"Nigeria","recent_release_date":1777766400000,"release_date":1536969600000,"release_status":"REGIONAL_RELEASE","supported_languages":[],"worldwide_release_date":1536969600000,"store_removal_date":null,"cohort_id":"cohort_669f6bd733b344315e9b025a","worldwide_last_month_revenue":{"unit":"cent","type":"currency","currency":"USD","value":100000},"worldwide_last_month_downloads":{"unit":"unit","type":"integer","value":700000},"category_rankings":{"app_id":"com.transsnet.palmpay","country":"NG","android":{"top_free":{"all_categories":10,"primary_categories":[{"finance":4}],"sub_categories":[]},"top_grossing":null,"top_paid":null}}}