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To help the Ghanaians with their immediate needs<br><br>Happyloan is an instant loan app, you can get a loan without collateral if you need it by filling in the correct personal information<br><br>Who can access our services<br>1、Citizens of Ghana<br>2、Ages 22 to 55<br>3、Fill in the correct personal information<br><br>Product Features<br>Loan Amount: GHS1000 ~ GHS10000<br>Loan Term: 100 days to 365 days<br>Loan interest: from 10% to 28% per annum.<br>Maximum Annual interest Rate（APR）: 28%<br>Service charge: 0%.<br>For example: <br>If you apply for a loan of GHS20,00, the term is 150 days and the annual interest rate is 20%. <br>So the daily interest rate=20%/365=0.055%, the interest for 150 days =2000x20%/365x150=164, the totally repayment=2000+164= 2164<br><br>How to use this APP<br>1、Download it to your device through the Google Store<br>2、Use your personal information to register<br>3、Ensure that the personal information used for borrowing is complete and accurate<br>4、Submit the loan application and wait for the result of the review<br>5、Once the loan application is approved, the loan will be paid directly into your account<br><br>Contact us:0599606630<br>Service Email: cediservice@outlook.com<br>Address:15 Ring Rd Link, Accra，GHANA<br>- operating hours：09:00-18:00","app_summary":"The app was last updated on 12 April 2023. Released in Ghana on 22 December 2021. Happyloan belongs to the 'Finance' category maintaining a content rating of 'Rated for 3+'. Last month's estimates were < 5k downloads. 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