{"game_intel_data":{},"featured_reviews":[{"content":"I'm happy 🤩. This is literally one of the best banking apps. I didn't have to wait until I was 18 to be able to open an account with my BVN. Moniepoint saved me from that. The savings features are super cool and easy and helps one to control spending, reliable app for paying bills like airtime and the likes. You get rewards at each transfer, can make an online payment and other interesting features you can try out. Keep up the good work!☺️","version":"1.63.0","date":"2026-03-07T00:00:00Z","rating":5,"app_id":"com.moniepoint.personal","username":"cynthia syl","title":"","country":"US","tags":["service","gamification","monetization"],"review_id":"f4dc1b63-78e0-4004-b7ca-adde37e02635"},{"content":"Superb banking app!!!. absolutely efficient and quick with feedback. moniepoint saved me because it allows you to make an account with just your NIN! The transaction fees are cheap too. Agents are easily accessible. This is NOT a troll. Moniepoint really gives you a good banking experience. just make sure you upgrade your account to level 2 and above though 😂 else there would be certain 'Restrictions' am speaking from experience...","version":"1.65.0","date":"2026-04-23T00:00:00Z","rating":5,"app_id":"com.moniepoint.personal","username":"Daniel Isaac","title":"","country":"US","tags":["service","monetization","installation_and_setup","customer_support"],"review_id":"7ad58080-f942-4a5c-8807-d7abb8ece6ad"},{"content":"I already had a monie point account and was asked to update, I was redirected to the play store app and instead of the app to show me the update option it asked me to reinstall and now I can't access my first account, I ended up creating another account and then I can't even have access to the app if it's not updated and it's not even accepting to update, this is really frustrating I need to send a receipt to someone immediately 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designed to make everyday payments and savings easy and dependable.<br><br>With your Moniepoint bank account, enjoy seamless online banking, mobile payments, and secure access to your money anytime, anywhere in Nigeria.<br><br><h3>What you can do with the Moniepoint Personal Banking App</h3><br><br><b>Open a bank account instantly</b><br><br>Create your Moniepoint personal bank account in minutes with no paperwork or branch visits.<br><br><b>Send money &amp; receive transfers fast</b><br><br>Make instant bank transfers with real-time alerts for every transaction.<br><br><b>Unlimited free interbank transfers for ages 16–24</b><br><br>If you’re between 16 and 24 years old, enjoy free transfers until you turn 25 — perfect for students and young earners.<br><br><b>Save smarter and grow your money</b><br><br>Choose savings options that fit your lifestyle:<br><br><b>Save As You Transact (SAYT)</b> – save automatically as you spend.<br><b>Target Savings</b> – save towards clear goals.<br><b>Flexible Savings</b> – withdraw anytime.<br><b>Fixed Deposit</b> – lock funds and earn more<br><br>All plans are designed to help you stay disciplined and reach your financial goals faster.<br><br><b>Pay bills easily</b><br><br>Pay electricity, TV, internet, betting, education, and government bills from your phone.<br><br><b>Buy airtime &amp; data</b><br><br>Recharge and enjoy up to 2% cashback on purchases.<br><br><b>Get your Moniepoint debit card</b><br><br>Request your bank card in-app and use it nationwide on ATMs, POS, and online payments.<br><br><b>Secure online banking</b><br><br>Your data and transactions are protected with bank-grade security and monitoring.<br><br><b>24/7 in-app support</b><br><br>Resolve issues, track disputes, and get help whenever you need it.<br><br><b>Bank without internet</b><br><br>Use *5573# to check balance, send money, or block your card offline.<br><br><b>Earn rewards</b><br><br>Enjoy cashback, discounts, and special offers through Moniepoint Rewards.<br><br><h3>Why Nigerians Choose Moniepoint</h3><br>Licensed and regulated by the <b>Central Bank of Nigeria (CBN)</b><br>Insured by the <b>NDIC</b> — your savings are protected<br>Trusted by millions across Nigeria<br>Reliable for payments, savings, and transfers<br>Built for personal banking and everyday use<br><br>Moniepoint combines the security of a traditional bank with the speed of a digital-first online bank.<br><br><h2>How to Open Your Moniepoint Bank Account</h2><br>- Download the Moniepoint Personal Banking App<br>- Sign up and verify your details in under 5 minutes<br>- Start banking instantly. No queues. No paperwork.<br><br><h2>Built for Young Nigerians &amp; Digital Natives</h2><br>Whether you’re a student, NYSC member, freelancer, or first-time account holder, Moniepoint makes banking easy to understand and even easier to use.<br><br>With free transfers for users aged 16–24 and smart savings tools, Moniepoint is the perfect mobile banking app for the next generation.<br><br><h3>Stay Connected</h3><br>Helpline: 01 888 9990<br>Website: www.moniepoint.com<br>WhatsApp: +234 908 843 0803<br>Instagram, Facebook, X, YouTube: @moniepointmfb<br>Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria<br><br><h3>Download Moniepoint Personal Banking Today</h3><br>Join millions of Nigerians using Moniepoint to send money, save smarter, pay bills, and manage their bank accounts with ease.<br><br>Moniepoint — your trusted online bank for a better financial life.","app_summary":"'Moniepoint Personal Banking', published by a United Kingdom-based company. The app was last updated on 28 April 2026. Released in US on 31 July 2023 and globally on 31 July 2023. 'Moniepoint Personal Banking' belongs to the 'Finance' category maintaining a content rating of 'Everyone'. In US, 'Moniepoint Personal Banking' ranked 424th on the 'Top Free' chart in the 'Finance' category. Last month's estimates were 600k downloads. The app is available in Nigeria, US, and United Kingdom and being advertised actively. Sign up / Sign in to learn more about the time spent, session durations, usage & engagement (DAU, WAU, MAU), retention, churn, marketshare, growth trends, and other market statistics.","short_description":"Open a bank account fast, get instant alerts &amp; earn up to 17.5% p.a. on savings."},"has_in_app_purchases":false,"installs":"10M - 50M","language":"EN","support_url":"https://moniepoint.com/contact_us","top_countries":["NG","US","GB"],"valid_countries":["AE","AO","AR","AT","AU","AZ","BD","BE","BF","BG","BH","BJ","BO","BR","BY","CA","CG","CH","CI","CL","CM","CN","CO","CR","CY","CZ","DE","DK","DO","DZ","EC","EE","EG","ES","FI","FR","GB","GE","GH","GR","GT","HK","HR","HU","ID","IE","IL","IN","IQ","IT","JO","JP","KE","KH","KR","KW","KZ","LA","LB","LK","LT","LU","LV","LY","MA","ML","MM","MO","MT","MX","MY","MZ","NG","NI","NL","NO","NZ","OM","PA","PE","PH","PK","PL","PT","PY","QA","RO","RS","RU","SA","SE","SG","SI","SK","SN","SV","TH","TN","TR","TW","TZ","UA","UG","US","UY","UZ","VE","VN","YE","ZA","ZM","ZW"],"available_countries":["CA","AU","BM","KZ","MM","PA","BH","SG","PL","SI","AF","CH","PY","AR","RO","YE","CN","SV","CL","NI","SK","IL","TN","BG","FI","CR","BY","HR","IE","LT","NZ","GT","CZ","LU","US","AT","MT","UY","KE","NL","IQ","HK","QA","BO","GE","OM","AO","DO","CY","EG","MY","PE","KH","NG","EE","SA","NO","HU","LK","UA","ZA","TR","AZ","LV","EC","UZ","RS","GH","MG","TH","DK","LB","GR","LY","MO","BE","MZ","AE","MA","PT","VE","KW","VN","GB","BB","DZ","CO","PK","FR","IT","DE","PH","MX","SE","ES","ID","RU","JP","BR","KR","TW","IN","BD","BJ","BF","CM","CG","CI","JO","LA","ML","SN","TZ","UG","ZM","ZW"],"pre_order_countries":[],"website_url":"https://moniepoint.com/contact_us","app_id":"com.moniepoint.personal","app_view_url":"/android/us/moniepoint/app/moniepoint-personal-banking/com.moniepoint.personal/","country":"US","icon_url":"https://play-lh.googleusercontent.com/Adb5aiPihAwNMNvqWAr9O-eca_DgEvOAnfB8C4Do40EseNLi5477vP3_ypjinIU13Yk=s150","name":"Moniepoint Personal Banking","os":"android","price":{"currency":"USD","value":0,"string_value":"$0.00","subunit_to_unit":100},"publisher_id":"Moniepoint","publisher_name":"Moniepoint","publisher_profile_url":"/publisher/android/Moniepoint","rating":4.630717750974116,"rating_breakdown":[8238,3610,14625,18235,202439],"rating_count":247147,"country_release_date":1690761600000,"current_version":"1.67.0","file_size":"Varies with device","first_released_in":["CA","AU","BM","KZ","MM","PA","BH","SG","PL","SI","CH","PY","AR","RO","YE","CN","SV","CL","NI","SK","IL","TN","BG","FI","CR","BY","HR","IE","LT","NZ","GT","CZ","LU","US","AT","MT","UY","KE","NL","IQ","HK","QA","BO","GE","OM","AO","DO","CY","EG","MY","PE","KH","NG","EE","SA","NO","HU","LK","UA","ZA","TR","AZ","LV","EC","UZ","RS","GH","TH","DK","LB","GR","LY","MO","BE","MZ","AE","MA","PT","VE","KW","VN","GB","DZ","CO","PK","FR","IT","DE","PH","MX","SE","ES","ID","RU","JP","BR","KR","TW","IN","BD","BJ","BF","CM","CG","CI","JO","LA","ML","SN","TZ","UG","ZM","ZW"],"minimum_os_version":"6.0","publisher_country":"United Kingdom","recent_release_date":1777334400000,"release_date":1690761600000,"release_status":"WORLDWIDE_RELEASE","supported_languages":[],"worldwide_release_date":1690761600000,"store_removal_date":null,"cohort_id":null,"worldwide_last_month_revenue":{"unit":"cent","type":"currency","currency":"USD","value":100000},"worldwide_last_month_downloads":{"unit":"unit","type":"integer","value":600000},"category_rankings":{"app_id":"com.moniepoint.personal","country":"US","android":{"top_free":{"all_categories":null,"primary_categories":[{"finance":417}],"sub_categories":[]},"top_grossing":null,"top_paid":null}}}