{"game_intel_data":{},"featured_reviews":[{"content":"Moniepoint app is really something one should have, The speed of the transaction, debit, credit is very excellent. The app doesn't even need too many files and documents before having one, i opened Moniepoint by myself without any issue, and they keep bringing new features, and I also keep updating, Now it's basically the best local banking app.. Oh, and the cashback can be really useful, every transfer, airtime and data purchased is an addition to your cashback, and you can withdraw anytime 😊","version":"1.75.0","date":"2026-09-18T00:00:00Z","rating":5,"app_id":"com.moniepoint.personal","username":"Perfect Williams","title":"","country":"US","tags":["service","gamification"],"review_id":"cf4f5a98-96d9-4292-bd66-d56bb611340a"},{"content":"Excellent Banking App! Moniepoint has made banking fast, easy, and reliable. Transfers are processed almost instantly, the app is user-friendly, and I rarely experience downtime. The security features give me confidence that my money is safe, and customer support is responsive whenever I need help. I also love the seamless bill payments and airtime purchases. Overall, it's one of the best banking apps I've used. Highly recommended!","version":"1.70.0","date":"2026-07-21T00:00:00Z","rating":5,"app_id":"com.moniepoint.personal","username":"Ibrahim Adebisi","title":"","country":"US","tags":["service","security","customer_support"],"review_id":"b9d1c0e5-1a7e-4fff-83b5-7b45bcd10b2a"},{"content":"Moniepoint is a good banking platform. However, It's always very difficult to login one's account on a new device. You just have to keep smiling and laughing like a mad man. 😀 Why not change the settings to pictures only, instead of asking someone to smile. This process takes so long before the App will capture one's face. It's so frustrating sometimes. The whole process start all over if someone moves the face elsewhere. Till now, I'm still unable to login to my account. 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Moniepoint Personal Banking gives you instant money transfers, free virtual cards, affordable physical debit cards, and high-yield savings accounts designed for your everyday lifestyle.<br><br>Join millions of Nigerians who trust Moniepoint for smart, secure mobile banking.<br><br>---<br><br><h1>KEY FEATURES OF MONIEPOINT PERSONAL BANKING</h1><br><br>⚡ <h2>Instant &amp; Reliable Money Transfers</h2><br>• Enjoy fast money transfers with 99.9% uptime that never leave you stranded.<br>• Send money seamlessly to any commercial bank, microfinance bank, or mobile money wallet in Nigeria.<br>• Zero-fee monthly transfers for eligible young adults and students (ages 16–24).<br>• Get instant debit and credit transaction alerts directly on your phone.<br><br>💳 <h2>Free Virtual Cards &amp; Instant Physical Debit Cards</h2><br>• Free Virtual Cards:<br>  - Generate a secure virtual card in 1 minute with ₦0 issuance fee.<br>  - Enjoy 100% free card maintenance with zero monthly or annual fees.<br>  - Shop safely online, pay for digital subscriptions, and manage web checkouts with ease.<br>• Physical ATM Debit Cards:<br>  - Get a durable physical debit card for only ₦1,000.<br>  - Fast Doorstep Delivery: Delivered directly to your home within 48 hours for just ₦1,700.<br>  - Free Agent Pickup: Collect your card instantly from any Moniepoint sales agent close to you.<br>  - Works seamlessly across all ATMs, POS terminals, and web checkouts nationwide.<br>  - In-App Controls: Freeze, unfreeze, reset PIN, and set spending limits with one tap.<br><br>💰 <h2>High-Interest Savings &amp; Daily Returns</h2><br>• Earn up to 20% annual interest on your savings with daily interest alerts.<br>• Save As You Transact (SAYT): Automatically save a percentage every time you spend or transfer money.<br>• Target Savings: Build disciplined savings funds for house rent, school fees, or personal goals.<br>• Flexible Savings: Save for emergencies and withdraw anytime.<br>• Fixed Deposit Accounts: Lock funds securely and lock in guaranteed high returns.<br><br>📶 <h2>Offline USSD Banking (*5573#)</h2><br>• Bank without data or an internet connection.<br>• Dial our *5573# USSD banking code from any mobile phone to transfer money, buy airtime, and check account balances anytime.<br><br>💡 <h2>Airtime, Data &amp; Utility Bill Payments</h2><br>• Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet data bundles in seconds.<br>• Recharge airtime across all major networks (MTN, Airtel, Glo, 9mobile) with instant cashback rewards.<br><br>💼 <h2>Salary Accounts, Student Banking &amp; Quick Credit</h2><br>• Open a salary account and receive payments with zero delays.<br>• Access quick emergency cash and flexible overdraft solutions.<br>• Tailored for students, NYSC corps members, freelancers, and salary earners.<br><br>---<br><br><h2>SAFE, SECURE &amp; FULLY REGULATED</h2><br><br>🔒 Bank-Grade Security &amp; Deposit Protection<br>• Moniepoint Microfinance Bank is fully licensed by the Central Bank of Nigeria (CBN).<br>• All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).<br>• Protected with biometric fingerprint/facial login, 2FA, and 24/7 automated fraud monitoring.<br><br>---<br><br><h2>24/7 CUSTOMER CARE &amp; SUPPORT</h2><br>We are always available to help you with your account:<br>• In-App Live Chat: Available 24/7 directly within the app<br>• Helpline: 01 888 9990<br>• Website: www.moniepoint.com<br>• WhatsApp: +234 908 843 0803<br>• Social Media: @moniepointmfb<br>• Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria<br><br><br>Download Moniepoint Personal Banking today — the smart online bank that works when you need it!","app_summary":"'Moniepoint Personal Banking', published by a United Kingdom-based company. 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Sign up / Sign in to learn more about the time spent, session durations, usage & engagement (DAU, WAU, MAU), retention, churn, marketshare, growth trends, and other market statistics.","short_description":"Instant money transfer, up to 20% savings interest, debit cards &amp; USSD banking."},"has_in_app_purchases":false,"installs":"10M - 50M","language":"EN","support_url":"https://moniepoint.com/contact_us","top_countries":["NG","US","GB"],"valid_countries":["AE","AO","AR","AT","AU","AZ","BD","BE","BF","BG","BH","BJ","BO","BR","BY","CA","CG","CH","CI","CL","CM","CN","CO","CR","CY","CZ","DE","DK","DO","DZ","EC","EE","EG","ES","FI","FR","GB","GE","GH","GR","GT","HK","HR","HU","ID","IE","IL","IN","IQ","IT","JO","JP","KE","KH","KR","KW","KZ","LA","LB","LK","LT","LU","LV","LY","MA","ML","MM","MO","MT","MX","MY","MZ","NG","NI","NL","NO","NZ","OM","PA","PE","PH","PK","PL","PT","PY","QA","RO","RS","RU","SA","SE","SG","SI","SK","SN","SV","TH","TN","TR","TW","TZ","UA","UG","US","UY","UZ","VE","VN","YE","ZA","ZM","ZW"],"available_countries":["CA","AU","BM","KZ","MM","PA","BH","SG","PL","SI","AF","CH","PY","AR","RO","YE","CN","SV","CL","NI","SK","IL","TN","BG","FI","CR","BY","HR","IE","LT","NZ","GT","CZ","LU","US","AT","MT","UY","KE","NL","IQ","HK","QA","BO","GE","OM","AO","DO","CY","EG","MY","PE","KH","NG","EE","SA","NO","HU","LK","UA","ZA","TR","AZ","LV","EC","UZ","RS","GH","MG","TH","DK","LB","GR","LY","MO","BE","MZ","AE","MA","PT","VE","KW","VN","GB","BB","DZ","CO","PK","FR","IT","DE","PH","MX","SE","ES","ID","RU","JP","BR","KR","TW","IN","BD","BJ","BF","CM","CG","CI","JO","LA","ML","SN","TZ","UG","ZM","ZW"],"pre_order_countries":[],"website_url":"https://moniepoint.com/contact_us","app_id":"com.moniepoint.personal","app_view_url":"/android/us/moniepoint/app/moniepoint-personal-banking/com.moniepoint.personal/","country":"US","icon_url":"https://play-lh.googleusercontent.com/C4UyX-tcqsmK4QluCFDJkT2tfn5EfJKdM78Mm3utBrKJpxgPQIZqrLpbJfOjzP_RkKcnNBKh0IJdvNGsrQUEizA=s150","name":"Moniepoint Personal Banking","os":"android","price":{"currency":"USD","value":0,"string_value":"$0.00","subunit_to_unit":100},"publisher_id":"Moniepoint","publisher_name":"Moniepoint","publisher_profile_url":"/publisher/android/Moniepoint","rating":4.623478628552655,"rating_breakdown":[16233,6087,8116,24350,273947],"rating_count":328733,"country_release_date":1690761600000,"current_version":"1.75.0","file_size":"Varies with device","first_released_in":["CA","BM","BD","BJ","BF","CM","CG","CI","JO","LA","ML","SN","TZ","UG","ZM","ZW"],"minimum_os_version":"6.0","publisher_country":"United Kingdom","recent_release_date":1790553600000,"release_date":1691193600000,"release_status":"WORLDWIDE_RELEASE","supported_languages":[],"worldwide_release_date":1690761600000,"store_removal_date":null,"cohort_id":null,"worldwide_last_month_revenue":{"unit":"cent","type":"currency","currency":"USD","value":100000},"worldwide_last_month_downloads":{"unit":"unit","type":"integer","value":800000},"category_rankings":{"app_id":"com.moniepoint.personal","country":"US","android":{"top_free":{"all_categories":null,"primary_categories":[{"finance":364}],"sub_categories":[]},"top_grossing":null,"top_paid":null}}}