{"game_intel_data":{},"featured_reviews":[{"content":"This app needs to be fixed. I literally faced lots of embarrassment cause the app keeps asking me to re-register every now and then and transaction keep pending or having errors. Don't even get me started on the USSD code that doesn't have network most of the time. It's annoying and it should please be fixed. Other than that, I'm afraid I'll have to admit, the app is pretty much amazing. Especially the savings structure, literally perfect and a perfect way to save money for kids.","version":"1.7.4","date":"2025-01-23T00:00:00Z","rating":2,"app_id":"com.moniepoint.personal","username":"Eliye Paulette","title":"","country":"US","tags":["performance_and_bugs","social_and_community","feature_requests","offline_functionality"],"review_id":"3d13605c-0f9f-4bea-8322-f607ae79e673"},{"content":"The app is great. This banking options is really good for me and and my little business. It offers great services and better interactiveness. But there's one thing I'll like you guys to update. I don't know if it's only my phone but the app needs to perform more faster when it comes to speed. My phone has good network but I takes time for my balance to load in the app. Developer ls look into this.","version":"1.6.9","date":"2024-10-26T00:00:00Z","rating":4,"app_id":"com.moniepoint.personal","username":"Odeh Emmanuel","title":"","country":"US","tags":["accessibility","feature_requests","offline_functionality","updates_and_maintenance"],"review_id":"a99856b6-e597-4487-ab90-0263990535a1"},{"content":"Firstly I like the app, it make it to make transactions with customers. But I have an issue, it erases the history of past transactions for some number of months. How then do I then trace transactions when it's more than 5months old when needed. I think the history should not be deleted at all, for reference purpose. I wanted to review my past transactions with someone to confirm my payment made but I couldn't. Thank you for the services","version":"1.6.9","date":"2024-10-08T00:00:00Z","rating":4,"app_id":"com.moniepoint.personal","username":"Inyamoyio Odums","title":"","country":"US","tags":[],"review_id":"875e86de-ee45-41f4-8fb4-08503258b8d9"}],"related_apps":[{"app_id":"com.whatsapp","app_view_url":"/android/ng/whatsapp-llc/app/whatsapp-messenger/com.whatsapp/","country":"NG","icon_url":"https://play-lh.googleusercontent.com/bYtqbOcTYOlgc6gqZ2rwb8lptHuwlNE75zYJu6Bn076-hTmvd96HH-6v7S0YUAAJXoJN=s150","name":"WhatsApp Messenger","os":"android","price":{"currency":"NGN","value":0,"string_value":"₦0.00","subunit_to_unit":100},"publisher_id":"WhatsApp+LLC","publisher_name":"WhatsApp 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on Any Network","custom_fields_filter_id":{"errors":["Invalid params values: [\"Active\"], name: \"Advertised on Any Network\""]}},"categories":[{"name":"Finance","id":"finance"}],"content_rating":"Rated for 3+","description":{"full_description":"<h2>Moniepoint Personal Banking – Smart Online Banking for Nigerians</h2><br><br>Take control of your money with Moniepoint Personal Banking, the modern online bank built for Nigerians who want fast, secure, and reliable banking.<br><br>Whether you’re opening your first bank account or switching from another bank, Moniepoint gives you a powerful mobile banking experience that lets you send money, save smarter, pay bills, and manage your finances from one trusted banking app.<br><br>From students and young professionals to families and business owners, Moniepoint is the bank that grows with you.<br><br><h2>Your Everyday Online Bank, Right in Your Pocket</h2><br><br>Moniepoint is more than a regular banking app — it’s a complete digital bank designed to make everyday payments and savings easy and dependable.<br><br>With your Moniepoint bank account, enjoy seamless online banking, mobile payments, and secure access to your money anytime, anywhere in Nigeria.<br><br><h3>What you can do with the Moniepoint Personal Banking App</h3><br><br><b>Open a bank account instantly</b><br><br>Create your Moniepoint personal bank account in minutes with no paperwork or branch visits.<br><br><b>Send money &amp; receive transfers fast</b><br><br>Make instant bank transfers with real-time alerts for every transaction.<br><br><b>Unlimited free interbank transfers for ages 16–24</b><br><br>If you’re between 16 and 24 years old, enjoy free transfers until you turn 25 — perfect for students and young earners.<br><br><b>Save smarter and grow your money</b><br><br>Choose savings options that fit your lifestyle:<br><br><b>Save As You Transact (SAYT)</b> – save automatically as you spend.<br><b>Target Savings</b> – save towards clear goals.<br><b>Flexible Savings</b> – withdraw anytime.<br><b>Fixed Deposit</b> – lock funds and earn more<br><br>All plans are designed to help you stay disciplined and reach your financial goals faster.<br><br><b>Pay bills easily</b><br><br>Pay electricity, TV, internet, betting, education, and government bills from your phone.<br><br><b>Buy airtime &amp; data</b><br><br>Recharge and enjoy up to 2% cashback on purchases.<br><br><b>Get your Moniepoint debit card</b><br><br>Request your bank card in-app and use it nationwide on ATMs, POS, and online payments.<br><br><b>Secure online banking</b><br><br>Your data and transactions are protected with bank-grade security and monitoring.<br><br><b>24/7 in-app support</b><br><br>Resolve issues, track disputes, and get help whenever you need it.<br><br><b>Bank without internet</b><br><br>Use *5573# to check balance, send money, or block your card offline.<br><br><b>Earn rewards</b><br><br>Enjoy cashback, discounts, and special offers through Moniepoint Rewards.<br><br><h3>Why Nigerians Choose Moniepoint</h3><br>Licensed and regulated by the <b>Central Bank of Nigeria (CBN)</b><br>Insured by the <b>NDIC</b> — your savings are protected<br>Trusted by millions across Nigeria<br>Reliable for payments, savings, and transfers<br>Built for personal banking and everyday use<br><br>Moniepoint combines the security of a traditional bank with the speed of a digital-first online bank.<br><br><h2>How to Open Your Moniepoint Bank Account</h2><br>- Download the Moniepoint Personal Banking App<br>- Sign up and verify your details in under 5 minutes<br>- Start banking instantly. No queues. No paperwork.<br><br><h2>Built for Young Nigerians &amp; Digital Natives</h2><br>Whether you’re a student, NYSC member, freelancer, or first-time account holder, Moniepoint makes banking easy to understand and even easier to use.<br><br>With free transfers for users aged 16–24 and smart savings tools, Moniepoint is the perfect mobile banking app for the next generation.<br><br><h3>Stay Connected</h3><br>Helpline: 01 888 9990<br>Website: www.moniepoint.com<br>WhatsApp: +234 908 843 0803<br>Instagram, Facebook, X, YouTube: @moniepointmfb<br>Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria<br><br><h3>Download Moniepoint Personal Banking Today</h3><br>Join millions of Nigerians using Moniepoint to send money, save smarter, pay bills, and manage their bank accounts with ease.<br><br>Moniepoint — your trusted online bank for a better financial life.","app_summary":"'Moniepoint Personal Banking', published by a United Kingdom-based company. The app was last updated on 28 April 2026. Released in Nigeria on 31 July 2023 and globally on 31 July 2023. 'Moniepoint Personal Banking' belongs to the 'Finance' category maintaining a content rating of 'Rated for 3+'. In Nigeria, 'Moniepoint Personal Banking' ranked 3rd on the 'Top Free' chart in the 'Finance' category. Last month's estimates were 600k downloads. The app is available in Nigeria, US, and United Kingdom and being advertised actively. Sign up / Sign in to learn more about the time spent, session durations, usage & engagement (DAU, WAU, MAU), retention, churn, marketshare, growth trends, and other market statistics.","short_description":"Open a bank account fast, get instant alerts &amp; earn up to 17.5% p.a. on savings."},"has_in_app_purchases":false,"installs":"10M - 50M","language":"EN","support_url":"https://moniepoint.com/contact_us","top_countries":["NG","US","GB"],"valid_countries":["AE","AO","AR","AT","AU","AZ","BD","BE","BF","BG","BH","BJ","BO","BR","BY","CA","CG","CH","CI","CL","CM","CN","CO","CR","CY","CZ","DE","DK","DO","DZ","EC","EE","EG","ES","FI","FR","GB","GE","GH","GR","GT","HK","HR","HU","ID","IE","IL","IN","IQ","IT","JO","JP","KE","KH","KR","KW","KZ","LA","LB","LK","LT","LU","LV","LY","MA","ML","MM","MO","MT","MX","MY","MZ","NG","NI","NL","NO","NZ","OM","PA","PE","PH","PK","PL","PT","PY","QA","RO","RS","RU","SA","SE","SG","SI","SK","SN","SV","TH","TN","TR","TW","TZ","UA","UG","US","UY","UZ","VE","VN","YE","ZA","ZM","ZW"],"available_countries":["CA","AU","BM","KZ","MM","PA","BH","SG","PL","SI","AF","CH","PY","AR","RO","YE","CN","SV","CL","NI","SK","IL","TN","BG","FI","CR","BY","HR","IE","LT","NZ","GT","CZ","LU","US","AT","MT","UY","KE","NL","IQ","HK","QA","BO","GE","OM","AO","DO","CY","EG","MY","PE","KH","NG","EE","SA","NO","HU","LK","UA","ZA","TR","AZ","LV","EC","UZ","RS","GH","MG","TH","DK","LB","GR","LY","MO","BE","MZ","AE","MA","PT","VE","KW","VN","GB","BB","DZ","CO","PK","FR","IT","DE","PH","MX","SE","ES","ID","RU","JP","BR","KR","TW","IN","BD","BJ","BF","CM","CG","CI","JO","LA","ML","SN","TZ","UG","ZM","ZW"],"pre_order_countries":[],"website_url":"https://moniepoint.com/contact_us","app_id":"com.moniepoint.personal","app_view_url":"/android/ng/moniepoint/app/moniepoint-personal-banking/com.moniepoint.personal/","country":"NG","icon_url":"https://play-lh.googleusercontent.com/Adb5aiPihAwNMNvqWAr9O-eca_DgEvOAnfB8C4Do40EseNLi5477vP3_ypjinIU13Yk=s150","name":"Moniepoint Personal Banking","os":"android","price":{"currency":"NGN","value":0,"string_value":"₦0.00","subunit_to_unit":100},"publisher_id":"Moniepoint","publisher_name":"Moniepoint","publisher_profile_url":"/publisher/android/Moniepoint","rating":4.524425054987709,"rating_breakdown":[12341,6543,12812,23006,192626],"rating_count":247328,"country_release_date":1690761600000,"current_version":"1.67.0","file_size":"Varies with device","first_released_in":["CA","AU","BM","KZ","MM","PA","BH","SG","PL","SI","CH","PY","AR","RO","YE","CN","SV","CL","NI","SK","IL","TN","BG","FI","CR","BY","HR","IE","LT","NZ","GT","CZ","LU","US","AT","MT","UY","KE","NL","IQ","HK","QA","BO","GE","OM","AO","DO","CY","EG","MY","PE","KH","NG","EE","SA","NO","HU","LK","UA","ZA","TR","AZ","LV","EC","UZ","RS","GH","TH","DK","LB","GR","LY","MO","BE","MZ","AE","MA","PT","VE","KW","VN","GB","DZ","CO","PK","FR","IT","DE","PH","MX","SE","ES","ID","RU","JP","BR","KR","TW","IN","BD","BJ","BF","CM","CG","CI","JO","LA","ML","SN","TZ","UG","ZM","ZW"],"minimum_os_version":"6.0","publisher_country":"United Kingdom","recent_release_date":1777334400000,"release_date":1690761600000,"release_status":"WORLDWIDE_RELEASE","supported_languages":[],"worldwide_release_date":1690761600000,"store_removal_date":null,"cohort_id":null,"worldwide_last_month_revenue":{"unit":"cent","type":"currency","currency":"USD","value":100000},"worldwide_last_month_downloads":{"unit":"unit","type":"integer","value":600000},"category_rankings":{"app_id":"com.moniepoint.personal","country":"NG","android":{"top_free":{"all_categories":5,"primary_categories":[{"finance":2}],"sub_categories":[]},"top_grossing":null,"top_paid":null}}}