{"game_intel_data":{},"featured_reviews":[{"content":"This app needs to be fixed. I literally faced lots of embarrassment cause the app keeps asking me to re-register every now and then and transaction keep pending or having errors. Don't even get me started on the USSD code that doesn't have network most of the time. It's annoying and it should please be fixed. Other than that, I'm afraid I'll have to admit, the app is pretty much amazing. Especially the savings structure, literally perfect and a perfect way to save money for kids.","version":"1.7.4","date":"2025-01-23T00:00:00Z","rating":2,"app_id":"com.moniepoint.personal","username":"Eliye Paulette","title":"","country":"US","tags":["performance_and_bugs","social_and_community","feature_requests","offline_functionality"],"review_id":"3d13605c-0f9f-4bea-8322-f607ae79e673"},{"content":"The app is great. This banking options is really good for me and and my little business. It offers great services and better interactiveness. But there's one thing I'll like you guys to update. I don't know if it's only my phone but the app needs to perform more faster when it comes to speed. My phone has good network but I takes time for my balance to load in the app. Developer ls look into this.","version":"1.6.9","date":"2024-10-26T00:00:00Z","rating":4,"app_id":"com.moniepoint.personal","username":"Odeh Emmanuel","title":"","country":"US","tags":["accessibility","feature_requests","offline_functionality","updates_and_maintenance"],"review_id":"a99856b6-e597-4487-ab90-0263990535a1"},{"content":"Firstly I like the app, it make it to make transactions with customers. But I have an issue, it erases the history of past transactions for some number of months. How then do I then trace transactions when it's more than 5months old when needed. I think the history should not be deleted at all, for reference purpose. I wanted to review my past transactions with someone to confirm my payment made but I couldn't. 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Moniepoint Personal Banking gives you instant money transfers, free virtual cards, affordable physical debit cards, and high-yield savings accounts designed for your everyday lifestyle.<br><br>Join millions of Nigerians who trust Moniepoint for smart, secure mobile banking.<br><br>---<br><br><h1>KEY FEATURES OF MONIEPOINT PERSONAL BANKING</h1><br><br>⚡ <h2>Instant &amp; Reliable Money Transfers</h2><br>• Enjoy fast money transfers with 99.9% uptime that never leave you stranded.<br>• Send money seamlessly to any commercial bank, microfinance bank, or mobile money wallet in Nigeria.<br>• Zero-fee monthly transfers for eligible young adults and students (ages 16–24).<br>• Get instant debit and credit transaction alerts directly on your phone.<br><br>💳 <h2>Free Virtual Cards &amp; Instant Physical Debit Cards</h2><br>• Free Virtual Cards:<br>  - Generate a secure virtual card in 1 minute with ₦0 issuance fee.<br>  - Enjoy 100% free card maintenance with zero monthly or annual fees.<br>  - Shop safely online, pay for digital subscriptions, and manage web checkouts with ease.<br>• Physical ATM Debit Cards:<br>  - Get a durable physical debit card for only ₦1,000.<br>  - Fast Doorstep Delivery: Delivered directly to your home within 48 hours for just ₦1,700.<br>  - Free Agent Pickup: Collect your card instantly from any Moniepoint sales agent close to you.<br>  - Works seamlessly across all ATMs, POS terminals, and web checkouts nationwide.<br>  - In-App Controls: Freeze, unfreeze, reset PIN, and set spending limits with one tap.<br><br>💰 <h2>High-Interest Savings &amp; Daily Returns</h2><br>• Earn up to 20% annual interest on your savings with daily interest alerts.<br>• Save As You Transact (SAYT): Automatically save a percentage every time you spend or transfer money.<br>• Target Savings: Build disciplined savings funds for house rent, school fees, or personal goals.<br>• Flexible Savings: Save for emergencies and withdraw anytime.<br>• Fixed Deposit Accounts: Lock funds securely and lock in guaranteed high returns.<br><br>📶 <h2>Offline USSD Banking (*5573#)</h2><br>• Bank without data or an internet connection.<br>• Dial our *5573# USSD banking code from any mobile phone to transfer money, buy airtime, and check account balances anytime.<br><br>💡 <h2>Airtime, Data &amp; Utility Bill Payments</h2><br>• Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet data bundles in seconds.<br>• Recharge airtime across all major networks (MTN, Airtel, Glo, 9mobile) with instant cashback rewards.<br><br>💼 <h2>Salary Accounts, Student Banking &amp; Quick Credit</h2><br>• Open a salary account and receive payments with zero delays.<br>• Access quick emergency cash and flexible overdraft solutions.<br>• Tailored for students, NYSC corps members, freelancers, and salary earners.<br><br>---<br><br><h2>SAFE, SECURE &amp; FULLY REGULATED</h2><br><br>🔒 Bank-Grade Security &amp; Deposit Protection<br>• Moniepoint Microfinance Bank is fully licensed by the Central Bank of Nigeria (CBN).<br>• All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).<br>• Protected with biometric fingerprint/facial login, 2FA, and 24/7 automated fraud monitoring.<br><br>---<br><br><h2>24/7 CUSTOMER CARE &amp; SUPPORT</h2><br>We are always available to help you with your account:<br>• In-App Live Chat: Available 24/7 directly within the app<br>• Helpline: 01 888 9990<br>• Website: www.moniepoint.com<br>• WhatsApp: +234 908 843 0803<br>• Social Media: @moniepointmfb<br>• Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria<br><br><br>Download Moniepoint Personal Banking today — the smart online bank that works when you need it!","app_summary":"'Moniepoint Personal Banking', published by a United Kingdom-based company. 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