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Enjoy a competitive APY and no account fees or balance minimums.<br><br>BUILD<br>We’ve partnered with Atomic Invest to give you access to their Treasury Account to invest in U.S. Treasury Bills.<br><br>INVEST<br>We’ll give you access to Atomic Invest’s Automated Investing Account to put your investing on autopilot. <br><br>LEARN<br>We’ll help you connect what’s happening in the news and the economy to your finances.<br><br>SHOP<br>We’ll show you financial products and provide access to the Nerds' ratings and reviews.<br><br>Disclosures:<br>NerdWallet privacy policy: https://www.nerdwallet.com/p/privacy-policy<br><br>NerdWallet terms:<br>https://www.nerdwallet.com/p/terms-of-use<br><br>Paid Non-Client Promotion for the Treasury Account and Automated Investing Account: NerdWallet has engaged Atomic Invest LLC (“Atomic”), an SEC-registered investment adviser, to bring you the opportunity to open an investment advisory account with Atomic. NerdWallet receives compensation of 0% to 0.85% of assets under management annualized, payable monthly, for each referred client who opens an Atomic account and a percentage of free cash interest earned by clients, which creates a conflict of interest. <br><br>Brokerage services for Atomic are provided by Atomic Brokerage LLC, a registered broker-dealer and member of FINRA and SIPC and an affiliate of Atomic, which creates a conflict of interest. For more details about Atomic, please go to https://www.atomicvest.com/atomicinvest. For more details about Atomic Brokerage, please go to https://www.atomicvest.com/atomicbrokerage. You can check the background of Atomic Brokerage on FINRA’s BrokerCheck at https://brokercheck.finra.org/. <br><br>Paid Non-Client Promotion for the Cash Account: You can open a Cash Account offered by Atomic Brokerage LLC which allows you to earn interest on your cash through a cash sweep program. See important Cash Account disclosures at https://www.atomicvest.com/legal/disclosures/7d9c31dd-bf97-46ae-9803-1774b97187af. Atomic Brokerage shares fees from the cash sweep program banks with NerdWallet for each referred client who opens a Cash Account, which creates a conflict of interest.<br><br>Neither Atomic Invest nor Atomic Brokerage, nor any of their affiliates is a bank. Investments in securities: Not FDIC Insured, Not Bank Guaranteed, May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged.<br><br>Personal Loans Interest Rates and Fees: You can view personal loan offers on NerdWallet's loans marketplace. These are from third party advertisers from which NerdWallet may receive compensation. NerdWallet displays personal loans with rates that range from 4.60% to 35.99% APR with terms from 1 to 7 years. Rates are controlled by third party advertisers and are subject to change without notice. Depending on the lender, other fees may apply (such as origination fees or late payment fees). You can view any particular offer's terms and conditions for more information within the marketplace. All loan offers on NerdWallet require application and approval by the lender. You may not qualify for a personal loan at all or may not qualify for the lowest rate or highest offer displayed.<br><br>Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 17.59% (which includes a 13.94% yearly interest rate and a 5% one-time origination fee). They would receive $9,500 in their account and would have a required monthly payment of $341.48. Over the lifetime of their loan, their payments would total $12,293.46.","app_summary":"'NerdWallet: Smart Money App', published by a US-based company. The app was last updated on 27 May 2026. Released in US on 02 December 2016. 'NerdWallet: Smart Money App' belongs to the 'Finance' category maintaining a content rating of 'Everyone'. In US, 'NerdWallet: Smart Money App' ranked 310th on the 'Top Free' chart in the 'Finance' category. Last month's estimates were 9k downloads. The app is available in US, South Korea, and Ukraine and being advertised actively. 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