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Without any exaggeration, you cannot compare Tala with any other lender. Others are harassing, impatient and rude to say the least. Tala all the time! #TALA, THE BEST ALL THE WAY, THE BEST FOREVER!","version":"7.162.0","date":"2024-05-26T00:00:00Z","rating":5,"app_id":"com.inventureaccess.safarirahisi","username":"BERNARD KIHIU","title":"","country":"US","tags":["performance_and_bugs"],"review_id":"e3b75db2-6ffd-437b-804c-302f94cc5ead"},{"content":"For sure this app works like magic. It has saved me on several occasions. The best so far on Earth. Getting a loan takes less than 15 seconds after clicking the last 'loan apply' option. Yes being late to pay(I once did), makes one feel as if you are defaulting a loved relative. 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Apply once and borrow against your credit limit of up to KSH 50,000 as often as you need to. Download the app &amp; get started today! Tala is licensed by the Central Bank of Kenya &amp; trusted by 10+ million customers.<br><br>👉 TALA KEY FEATURES<br>✔ Only 1 ID needed<br>✔ Takes only 5 mins to apply<br>✔ Quick cash approval<br>✔ Double your credit limits fast<br>✔ Rates as low as 0.3% per day<br>✔ No paperwork, collateral, or bank account needed<br><br>HOW IT WORKS<br>• Apply in Minutes<br>Download the app and answer a few easy questions so we can give you a customized credit offer. <br><br>• Choose your Terms<br>Confirm your desired cash amount and select your target repayment date.<br>Terms of up to 120 days.<br><br>• Get your Cash<br>Money sent directly to your MPESA.<br><br>• Continuous Access<br>Apply only once and get continuous access to borrow up to your approved credit limit (subject to terms and conditions). <br><br>• Repay Easily<br>Use M-PESA Xpress or our Paybill number 851900 and the phone number you signed up with. You can pay in full or make partial payments anytime, on or before your due date.<br><br> WHO CAN APPLY<br>✔️ Any resident citizen of Kenya 18+ years old<br>✔️ Eligible persons holding valid ID and a mobile number<br><br> Tala App Highlights<br><br>✔ ULTIMATE CONTROL<br>• No auto-debit -  guaranteed! You decide when you are ready to repay<br>• If your plans change, the cost of your line of credit will automatically adjust<br><br>✔ NO HIDDEN FEES<br>• Daily interest rate as low as 0.3% (that is only KSh 6 per day for borrowing Ksh 2,000) <br>• Only pay for days you need <br>• No access charges<br><br>FAST LIMIT GROWTH<br>• Limits up to KSh 50,000<br>• Fastest limit growth in the industry<br>• Most customers double limits in months<br><br>SECURE<br>• Tala secures your personal information with SSL encryption<br>• Tala treats all customers with respect, even if you are late on repayment<br><br>REWARDING<br>• Earn KSh 500 off the next time you borrow when you refer friends to Tala*<br>* Referral Terms: tala.co.ke/referrals<br><br>PERSONAL CREDIT LINE TERMS<br>• Credit limit amounts: KSh 1,000 to KSh 50,000<br>• Daily interest is charged on the amount of credit you borrow, ranging from 0.3% to 0.6%<br>• APR Rate Range: 109.5% – 219.0%<br>• Example: Suppose you borrow Ksh 10,000 at a daily interest of 0.3% and a repayment period of 120 days<br>🧾Interest calculation: KSh 10,000 * 0.3%* 120 = 3600<br>💰Total amount disbursed: KSh 10,000<br>💸Total amount to repay: KSh 13,600 (KSh 10,000 + KSh 3600)<br><br>A one-time late fee of 8% of the outstanding amount is applied to credits with an overdue payment term.<br><br>All amounts payable by you for any credit line will be displayed prior to you accepting the credit line and disbursement by us to your mobile money wallet.<br><br>You will have ongoing access to cash if you clear your outstanding balance and keep your Tala relationship in good standing (some exclusions apply). All lines of credit are subject to terms and conditions. Always study the terms and conditions and the disclosure statements before proceeding with any transaction.<br><br>PRIVACY &amp; PERMISSIONS<br>All data collected is to verify your identity and build your credit profile. Tala never discloses any personal information to anyone that is not you without your permission or sells your data to third parties. Tala is registered with the Office of the Data Protection Commissioner &amp; our Privacy Policy is here:tala.co.ke/app-privacy-notice/<br><br>CONTACT US<br>Email: hellokenya@talamobile.com <br>SMS: 21991<br>Website: tala.co.ke<br><br>DISCLAIMERS<br>Tala is not a bank or a personal loan app. Instead, we provide personal lines of credit to consumers. Tala is not associated with online mobile cash loan apps in Kenya, such as ZKPesa, TruePesa, Meta Loan, Zash Loan, Zenka, LOOP, Branch, Kashbean, Timiza, FleshPesa, Creditmoja, KCB, Hustler fund, Credit Hela, Equity Bank app or Mkopo Rahisi.","app_summary":"'Tala: Fast', published by a US-based company. The app was last updated on 16 April 2026. Released in Kenya on 16 March 2014. 'Tala: Fast' belongs to the 'Finance' category maintaining a content rating of 'Rated for 3+'. In Kenya, 'Tala: Fast' ranked 23rd on the 'Top Free' chart in the 'Finance' category. Last month's estimates were 80k downloads. The app is available in Kenya but not being advertised actively. Sign up / Sign in to learn more about the time spent, session durations, usage & engagement (DAU, WAU, MAU), retention, churn, marketshare, growth trends, and other market statistics.","short_description":"Apply in 5 mins. Fast money &amp; safe pesa loan app. Instant cash sent to M-Pesa.&nbsp;"},"has_in_app_purchases":false,"installs":"10M - 50M","language":"SW","support_url":"https://tala.co.ke","top_countries":["KE"],"valid_countries":["KE"],"available_countries":["US","AU","CA","FR","DE","GB","IT","JP","KR","RU","AR","BE","BR","DK","GR","HK","IN","ID","IL","MX","MY","NL","NO","PH","PL","SA","SG","ES","SE","CH","TW","TH","TR","AE","VN","CZ","HU","RO","FI","CN","VE","RS","PA","BG","KE","LV","MZ","LU","ZA","EG","NZ","GE","UA","BB","HR","BO","MO","IQ","PE","CL","AT","CY","BY","LK","KW","IE","NG","SV","MM","NI","AZ","PY","DZ","LY","DO","MG","OM","KH","LB","YE","SK","PT","GH","CO","UY","PK","MT","AF","EE","BM","QA","KZ","BH","AO","GT","MA","CR","EC","LT","UZ","SI","TN"],"pre_order_countries":[],"website_url":"https://tala.co.ke","app_id":"com.inventureaccess.safarirahisi","app_view_url":"/android/ke/tala-mobile/app/tala-fast-safe-pesa-loan/com.inventureaccess.safarirahisi/","country":"KE","icon_url":"https://play-lh.googleusercontent.com/s172HwR8KF4lI_UrMKfP8do_C3qWZm0X45vPZ8u72tgvQqGc2Diq_2LudegTPNqrOQ=s150","name":"Tala: Fast & Safe Pesa Loan","os":"android","price":{"currency":"KES","value":0,"string_value":"KSh0.00","subunit_to_unit":100},"publisher_id":"Tala+Mobile","publisher_name":"Tala Mobile","publisher_profile_url":"/publisher/android/Tala+Mobile","rating":4.460362508943478,"rating_breakdown":[38821,9398,13432,38555,361024],"rating_count":461230,"country_release_date":1394928000000,"current_version":"26.7.0","file_size":"Varies with device","first_released_in":["KE"],"minimum_os_version":"6.0","publisher_country":"US","recent_release_date":1776297600000,"release_date":1394928000000,"release_status":"REGIONAL_RELEASE","supported_languages":[],"worldwide_release_date":null,"store_removal_date":null,"cohort_id":null,"worldwide_last_month_revenue":{"unit":"cent","type":"currency","currency":"USD","value":100000},"worldwide_last_month_downloads":{"unit":"unit","type":"integer","value":80000},"category_rankings":{"app_id":"com.inventureaccess.safarirahisi","country":"KE","android":{"top_free":{"all_categories":83,"primary_categories":[{"finance":22}],"sub_categories":[]},"top_grossing":null,"top_paid":null}}}